I have requested to downgrade my joint exclusive acc to metro saving account because i received an email to maintain 3lac ,have requested to keep current rupay dc as it is (both ) lets see how it goes , RM visited home took signture today for downgrade
so i have one question ,will my existing select account gets closed automatically ? fyi i have indie megastar and select acc(legend cc linked to select acc)
The extra debit amount will be removed in few days watch out the unsettled amount (so basically nothing to worry it is automatically taken care by hdfc no email no call is required from user's end)
sugest doing a test tranx and call cust care to ask mcc ,if uder food/groceries then you will get 10% else do small tranx using idfc cc and check mcc in the app