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Recent content by mle

  1. M

    Kotak pre-approved zen signature card

    I got a call from Kotak bank offering me LTF zen signature card. I have a four-month-old 811 account. I requested the white card but that was only chargeable. I need a Kotak card for bank-specific offers only. Should I take the zen card now? If I wait is there any chance of getting the white...
  2. M

    HDFC debit card upgrade

    I have an HDFC digisave youth account. My father has a classic savings max account. Recently my father created a family group and included my account. So, my account is now in the classic banking program. How much will I be charged for the millennia debit card? Can I now upgrade my debit card to...
  3. M

    Should I apply for HDFC Bank Regalia Credit Card?

    Yes, I have taken add-on cards.
  4. M

    Should I apply for HDFC Bank Regalia Credit Card?

    No charges. You can check here in their MITC.
  5. M

    How to apply for a BOB credit card online - step by step guide

    My gross salary is 16l. I have a less than two years old Apay card with a 3.5l limit and a week-old regalia card with a 3.75l limit. Should I apply for the premier card using only the salary slip or both salary and existing card? Kindly suggest.
  6. M

    Should I apply for HDFC Bank Regalia Credit Card?

    Conditional LTF. I will take add-on cards to make it LTF. Else, I will try to somehow spend 1lakh in 3 months.
  7. M

    Should I apply for HDFC Bank Regalia Credit Card?

    I applied for regalia using salary slips and got the approval yesterday.
  8. M

    Should I apply for HDFC Bank Regalia Credit Card?

    I applied for regalia online using my salary slip and got approved for the card with a 3.75l limit. In the net banking in card type, it says "MC EMV WORLD REGALIA CARD DOM". So, I guess my card is on the MasterCard platform. What does "DOM" mean? Is the card eligible only for domestic usage? My...
  9. M

    Should I apply for HDFC Bank Regalia Credit Card?

    No, I am currently waiting for the pinnacle card.
  10. M

    Should I apply for HDFC Bank Regalia Credit Card?

    Should I convert the account to savings max before applying? Will applying online reduce the chances of a pre-approved offer?
  11. M

    Should I apply for HDFC Bank Regalia Credit Card?

    The Regalia card option wasn't there when I didn't have a savings account with them. I was naive and created the account which required the least MAB.
  12. M

    Should I apply for HDFC Bank Regalia Credit Card?

    Hello everyone, I am thinking of applying for the regalia card online. My CIBIL score is 784. I have around 2 years of credit history. All my cards are co-branded with the highest credit limit of 150K. My salary account is with IndusInd. But, I have the required net salary. My hdfc savings...
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