Recent content by metal_heart

I too faced similar issue earlier.... posted in another thread. https://www.technofino.in/community/threads/pnb-card-application.14266/post-461145 Though it got reverted after complain. Earlier I thought, it was one of the case, but looks like it's intentional strategy.

I had closed the CC. HDFC has been adamant on multiple things and experience w/ them was turning bitter. Bank who doesn't values customer, doesn't deserve business (at least from me)

I recently purchased an Electronic item from samsung website. There was offer on HDFC card, but co-branded card didn't work for me

In my latest statement, I see an Entry of "Credit Balance Refund" and all the excess money in Credit card account is debited. However, I have no A/C linked with Credit Card and neither do I have a PNB Account. Customer Care as usual is not helpful. Their standard reply " Excess amount has been...

That’s shocking (if true) Main USP of the card was Rupay UPI. PNB has pathetic reward rate anyways. Will raise a complaint, if been told same story, will put closure request

Yes, used in each quarter but still charged annual fee

PNB has charged annual fee of Rs 590/-, against the life time free card. Card has been used in every quarter Anyone faced similar issue ? This PNB CC has become headache than benefit

Ok.. So cards acquired LTF for Lounge access are getting useless now.

AFAIK, if you simply call and ask for retention benefit, you wont get any as your criteria is already met. Raising cancel request & hoping to get some points is always a risky affair. I have 3 instances (not amex), where card closure request was completed without any counter offer. I wanted...

Will continue AMEX & SBI CB for another year as milestone is met. Closed HDFC Regalia, after recent de-valuation on lounge benefit. I know, it doesn't matter to HDFC, but that's a stupid clause. Will shift my spends onto other cards, which have realistic lounge criteria.

I closed my Regalia last week, but other TaTa Neu Card is still working. Unfortunately, I was mis communicated on redeemption of reward points. The executive told, I have 30 days to redeem points. I asked how, he mentioned online via portal. In reality, HDFC is ages back and still wants...

Apparently, Regalia Rupay doesn't have PP. Tried twice Regalia RuPay didn't work in domestic lounge. Its acceptability internationally is uncertain for me

Submitted Card Closure request. Regalia anyways didn't had much value except for the lounge benefit. Time to move spends on other cards. Stupid criteria for a lounge

long back, 2017-18, I had opted for mobile exchange for an old iphone. The delivery agent who came, saw flawless phone and got tempted. He offered me 1K more on FK exchange price and said, sell directly to him :) On the other hand, I received a broken decor item. Raised return request, pickup...

Flip-kart is unethical, amazon is no saint either. There are hundreds of complaints against them. Twitter is flooding with it as their respective support is in efficient. Same is with other food, travel, logistic etc aggregators. For them if they are getting business from lacs of customer, few...