My point is not getting IDFC credit card but if RBI don't follow their own guidelines and support bank then customer where they can go for complaint and if RBI do like that it's no use of raising complaint to RBI.
This month I applied for IDFC credit card and completed VKYC then next day home verification done then 3days office verification done but suddenly 4days got an email of application rejection, then I wrote an email to PNO desk and asked the reason of declination but don't disclosed the reason...
It's true.. RBI most of the time on the side of banks, a few months ago I fought with kotak and atlast RBI closed my case as per the reply of kotak.
My case was: Kotak offered me a loan of 4Lakh on my CC, I took it also but after one month I noticed in my CIBIL report that kotak showed this loan...
I sent email to PNO also but they don't want to mention the actual reason of declination, then I raised my issue to RBI, now got reply and mentioned that application declined due to unsuccessful office verification. I replied also mentioned the verification agent mobile no and attached call...
Recently I applied for IDFC credit card, after completion of VKYC next day verification agent came for residential address verification and after 3 days another guy came for office verification, after 30 minutes of office verification it was shown application verified but next day rejected my...
Update: on 9th August afternoon one physical verification agent verified my office and at 11Pm amex rejected my application cited the reason income criteria not met and issue on my credit report...but my ITR value is 6.27 Lakh which is more than their criteria..and I have CIBIL subscription at...
Hello @BestBanker brother recently I applied for MRCC card uploaded 6.27 Lakh ITR but application was rejected. Can you please DM me so that I can help from you.
Last year I applied same office verification happened but non of amex verification agent came just called me and asked where is your address, later at evening application got rejected. But my question is in situation amex do physical verification, because lots of people got card without physical...
Last year I applied same office verification happened but non of amex verification agent came just called me and asked where is your address, later at evening application got rejected. But my question is in situation amex do physical verification, because lots of people got card without physical...
Dear All
On last Saturday I applied Amex MRCC credit card through an AMEX and on Monday he completed my mannual KYC, now Today agent told me that my office verification will be happen, but currently I am out of station. Why amex asks physical verification for my office address? And how to get...