Recent content by LordVoldemort

These come up randomly, and also you might get a call from then. Just in case you decide to take this upgrade, Do let us know by how much your limit changed. I heard that they offer humongous limits to insignia

Yeah, Exactly - It could be anyone right - then why do we concentrate it further by heavier positions? Should not this uncertainty drive us to more diversification. Overlaps too don't matter until it is extremely high - There are some quality names that are going to be in nearly all schemes of a...

I had a similar thought process, but there is the amc concentration risk (What if the AMC gets bad or fraudelent). Post that, I started sticking on to the fund type (Flexi/ Mid) and then diversified across AMCs. do have a thought there too.

AU Ivy if you can get it - Last time i checked they needed Ac balance of 25 L. AU service is good, Also they help in other facilities that normal people need - Loans/CC etc.

It is seriously not worth it, or it is the most worst top tier program you can ever use. If you can please put efforts in some bank/program, that will treat you like how you have to be - for someone with this TRV

Nice thread! Sharing my portfolio: Current Mutual Fund Holdings: Parag Parikh Flexicap (40%) – SIP On | Retirement fund | Targeting 50% allocation Invesco Midcap (57%) – SIP Off | Retirement fund | Target corpus achieved Quant ELSS (3%) – Old tax regime investment | Unlocks in 2026 | Will...

You've just summarized a life tip there brother, Not cards or girls - In our entire life, there is nothing worth more than a certain effort - If it has to happen, It'll just happen when it should :)

Nope, Nothing - You know the worst thing on that - I gave them everything for that 75k card and they sent a guy to take pics of my house and then called to ask for some more clarification Today - Completed - Vkyc - couple mins post that, Went to check balance and that wealth card is sitting...

I just can't understand IDFCFB I am a private tier ac holder, Routed all demat + MF + Savings to the bank. I applied for a cc they gave me a shit one with 75k limit. I tried pushing, pulling and even kicking for wealth but nobody cared. I got tired and moved all business to where it would be...

Same here too! Have 2 with me, Can we use it just for food. I contacted the local taj and they were not accepting.

I used to have the axis trifecta Atlas/Magnus/Reserve at their peak. However, post devaluation i closed all their cards due to uncertainity Due to this or due to some mysterious reason of Axe, They have not issued me an Atlas again for close to 2 years now despite multiple applications. Hence i...

Not aware, I do not intend to.

I've got an offer to upgrade to insignia and they are pretty pushy with it, Calling multiple times a day. However, got my CL enhanced from 5L to 6L - I think RBL enhances CL by a lakh a year. This is my second year. Got charged for fee. Asked to waive, Was told no. Asked to cancel, Someone...

We should consider ourselves lucky for being able to use CC with such merchants, I have a similar story: Applied for a Jio fiber connection during sept 24 Executive visited next day, told that airfiber only is possible. I said ok, Paid 3.5k for their 3 months plan (lowest duration on offer)...

I am using this card as mainstay whenever i travel abroad. No frills card for me. I have got a message for an upgrade to insignia. Never knew RBL had a card with that name