I want to know that the merchant upi spends done using my sbi rupay card will get counted against annual fee waiver or not ?
As i observed in sbi card app upi spends are not getting counted/analyzed in Spend Analyzer option
Yes i only take ltf confirmation in written.
It is long story but i will tell in short.i got pre approved moneyback plus visa card in may 22 with spend based lifetime free conditions.
after that i take tata neu plus Fyf. Good spent on that card requested for lifetime after multiple denial...