Recent content by kjs

are you getting any other benefit from this account ? if not then open in some PSU bank now a days all front line banks are providing 0 balance account.

I transfer from my primary account to Kotak Super 811 account 5k / month , what ever groceries , petrol expenses are there i swipe my 811 DC

via debit card u mean , I transfer thru another bank account.

don't close , let it stay as it is. I stopped using this account for UPI for the random freeze reason. Now i just deposit 5000 per month and use it for grocery/petrol

bob also did it ? can some one send the link. i am using bob lite account

Had opened a new account in SBI a few days back , linked that to my Stock Broker for Equity, SIP previously was BOB , now BOB will be UPI account and Kotak 811 will be used for offline spends only.

got it. I dont want to take a risk of using this account seeing weird experience of people in the forum , dont have time and energy to chase bank branch in case of any surprises.There are lot of important things in my life apart from just banks , banks and banks. i would use it just for offline...

the account is exactly 2 yrs today. is it still considered as new ?

Does it work in department stores / medical Stores ?

the process to generate credentials for using yono app for 1st time is slightly complex. If u contact cc they will ask you to visit branch which is not required at all just get cif and account no and go to sbi website to generate new user credentials

I use Kotak 811 super for a similar use case as yours Sir. I usually tranafer 30 40k some times even 70 80k depending on credit outstanding each month and carry out day to day UPI transactions. However I have activated UPI lite for this account and set auto top up when upi lite balance goes...

I asked him upfront on what basis you freeze the account hes like u should not use for business needs. one thing confused me he said if income u have stated as X and if X/5 worth transaction is done then also they will freeze it 😅 also he told me dont use as an investment account as mf...

I have a Bob Lite account in which if i maintain 3k then no debit card charges. if i dont maintain charges then 300₹ not sure. yes i have disabled sms.

I have the below. HDFC Imperia - Salary SBI - Investments BOB Lite - Open for Rupay platinum card , now the offer is no longer valid Kotak 811 Super - For daily expenses , impressed by its customer service. Shall I replace BOB with any other 0 balance account ??

Yes ICICI can offer you highest value preapproved offers , but their ROI is no where closest to a PSU and they will not even try to match it. you will always end up paying 10% more ROI overall when you are banking with ICICI . In my opinion I would rather go to a PSU 5 times just in case...