Recent content by joshi.mohit86

Tl;dr: They do allow account closure from any branch. I know this is off topic here. But since I’ve submitted closure form last week from another branch and the request was honoured so putting my experience. So maybe you can try visiting the nearest branch and ask them for the conversion (or...

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🙋‍♂️occupation is empty but income is in lakhs 😊(somewhat near to net income)

In that case after Citi suvidha account merging to Axis salary account, it’s better to close that account (or maybe before the completion of the acquisition process)

Most of the banks charges such fee (for non-salary account) This is something never heard of about any bank

The problem is they won’t track all the spends. Last year December, I’ve converted few of my Citibank’s rewards to intermiles to upgrade from red tier to Silver tier. And 15k points required to maintain the silver tier are also achieved. But unable to match towards the gold tier 😞 since the...

Different credit cards and postpaid mobile plans have few offers for complementary membership. I’ve been using DCB card for getting this since couple of years now. In 2020 SBI Elite card also offered (maybe to compensate for the fact that they can’t provide the monthly movie offer). Previously...

Afaik, Citi don’t offer LTF. I’ve also recently taken Magnus. Even I don’t hit the waiver limit. But I feel value of such cards is not by direct rewards they offer, though I’m not the one utilising them to max. Previously I held SBI’s elite, upgraded from gold and more card. It used to somewhat...

They don’t, they review the limit only after 6 months of previous enhancement.

Have you never got the LE offer after holding the CC and suvidha account for 10 years? Or have you taken the CC recently?

Using citi since 2012 with initial limits ~40-50k. Initially had rewards card + cashback, then some 4-5 years back closed cashback card and got premiermiles. They increase the credit limit every year as I’m holding suvidha account with them.

What would you call about this limit (8.3lakh) on Premiermiles? Last year I was willing to upgrade this to prestige but didn’t converted because of their exit. Now I can try since MC is allowed to issue new cards. Also have rewards card with 4.98lakh limit.

I’m having Zomato pro plus membership, paid 300 for that. I’m not sure about their algorithm behind that, but here was my journey: I had been using Zomato pro membership for around a year because of annual benefits of some card (don’t remember now which was the card). Then I got ltf offer for...

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