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Recent content by jarunbalaji91

  1. jarunbalaji91

    IndusInd Grande DC

    If you have Grande account and if you apply for Pioneer DC then its chargeable at 2,999 rs + tax. for Grande Account you will get Grande World DC for free, that will give you 2 per Quarter domestic lounge access and other benefits like 0 forex charges and 0 rs on foreign ATM withdrawal...
  2. jarunbalaji91

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    Its an usual practice from HDFC to do a CIBIL inquiry whenever we check for Card Eligibility. You can see my CIBIL below, these are all instances when i checked for Upgrade Eligibility offer for my then HDFC Regalia to see if i am able to see Regalia GOLD LTF.
  3. jarunbalaji91

    Don’t use fi debit card for international travel

    I have only IndusInd Select - VISA Debit card and They did not provide Exclusive account when i requested for it earlier. Also- I am really disappointed with their Customer service team. So far I only got sensible answers from their grievance redressal mail id.
  4. jarunbalaji91

    Don’t use fi debit card for international travel

    its High time, request someone who used Debit Cards (International), Forex card, Credit cards to create a Comparison Thread. including - Joining Fee, ATM Withdrawal charges, Forex Markup charges, VISA/Mastercard Exchange rate applicable and Other criteria. Pls someone help to tag the...
  5. jarunbalaji91

    Don’t use fi debit card for international travel

    Very Useful. I was just thinking to get their card as i found their card better among peers for Foreign ATM withdraws. Now i have to rely on IDFC First Wealth.
  6. jarunbalaji91

    IndusInd Bank's Buggy Credit Card Application Process - Application Already Pending

    Same thing happened in my case. Their Level 1 support is kind of worst. In their response email, only 5% is for you and 95% of email is usual template. That 5% also won't answer your question. It will be as if no one has actually read our emails. You can see my query and their response to my...
  7. jarunbalaji91

    IndusInd Bank's Buggy Credit Card Application Process - Application Already Pending

    I myself had bad experiences with their customer care, the careless RM, when we email reachus@indus. It's as if they are not bothered to respond at all. I sent email to close Indusind Easydiner platinum card on 9 Sept 2024. Still NOTHING has happened. All I know is that they are working on it...
  8. jarunbalaji91

    How's the Experience in Bandhan Bank for Savings Account ?

    The Interest rates i mentioned in the post are for Utkarsh. Yes its 3% in Bandhan for Upto 1 Lakh. Utkarsh SF bank- Upto 1 L- 4% 1 L - 5 L- 6.25% 5 L - 2 C - 7.50 % Bandhan Bank- Upto 1 L - 3% 1L - 10 L - 6% 10L - 2 C - 7%
  9. jarunbalaji91

    How's the Experience in Bandhan Bank for Savings Account ?

    Bandhan bank offers good Savings account interest rates, that's my reason for opening SB account with them. One of the accounts which allow Video Kyc is Neo+ Digital Savings bank account which has a minimum MAB of 5k. they only Provide Rupay Classic card which does not come with any Lounge...
  10. jarunbalaji91

    How is your experience of bandhan Bank accounts? I've heard all their account variants have nil non maintenance charges, effectively all are zero mab

    Bandhan bank offers good Savings account interest rates, that's my reason for opening SB account with them. One of the accounts which allow Video Kyc is Neo+ Digital Savings bank account which has a minimum MAB of 5k. they only Provide Rupay Classic card which does not come with any Lounge...
  11. jarunbalaji91

    ITR processing delay. "Has your ITR been processed yet?"

    ITR1 - Filled on 29 June 2024 and just yesterday- 15 August 2024 I got my Refund Intimation email. I expected them to complete by July itself like in 2023, however this time they took more time to process.
  12. jarunbalaji91

    50% off up to 500 Rs using your HSBC Cashback Card in ZOMATO (12-14th July)

    Anyways today the offer is Void. however we do not have a link for Other T&C.
  13. jarunbalaji91

    50% off up to 500 Rs using your HSBC Cashback Card in ZOMATO (12-14th July)

    Further received a message in WhatsApp from HSBC on this.
  14. jarunbalaji91

    50% off up to 500 Rs using your HSBC Cashback Card in ZOMATO (12-14th July)

    #MegaHSBC I just noticed this in Zomato while I was ordering today, After such a long time I am seeing an offer of almost 500 rupees for a card on a single transaction. In other words, you benefit from almost 50% of your annual card fee via a Single transaction, also on top of this you get 10%...
  15. jarunbalaji91

    All Banks Customer Care Dept Contact Info (Mail and Phone Numbers)

    The issue was addressed within 2 days, the Nodal team person follows up daily giving updates on where the ticket is currently. The Nodal team ticket(SR) is closed only after the respective team resolves the Issue ticket, that too after taking our confirmation via call. I liked the Nodal team's...
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