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Recent content by jarunbalaji91

  1. jarunbalaji91

    Disappointed with ICICI Bank – Privacy breach & poor support

    I have faced this issue with HDFC and PNB. I have also heard that this happens with many banks.
  2. jarunbalaji91

    TF Family Groups For Youtube Premium Subscription

    I have sent you my details.
  3. jarunbalaji91

    TF Family Groups For Youtube Premium Subscription

    I am looking for a group to join Youtube Premium Family option. Let me know if any of you are interested to make a group of 5 -or- if you recently joined a group which can allow 1 or 2.
  4. jarunbalaji91

    Don’t use fi debit card for international travel

    I always suggest to have backup in-case if you have concerns like this. for someone who has Fi Money Infinite account, pls also have good amount of Foreign Currency as Cash when traveling. In my case when i went to Thailand, i got Thai bhat from a Local Forex vendor for 25k THB and in addition...
  5. jarunbalaji91

    IndusInd Grande DC

    If you have Grande account and if you apply for Pioneer DC then its chargeable at 2,999 rs + tax. for Grande Account you will get Grande World DC for free, that will give you 2 per Quarter domestic lounge access and other benefits like 0 forex charges and 0 rs on foreign ATM withdrawal...
  6. jarunbalaji91

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    Its an usual practice from HDFC to do a CIBIL inquiry whenever we check for Card Eligibility. You can see my CIBIL below, these are all instances when i checked for Upgrade Eligibility offer for my then HDFC Regalia to see if i am able to see Regalia GOLD LTF.
  7. jarunbalaji91

    Don’t use fi debit card for international travel

    I have only IndusInd Select - VISA Debit card and They did not provide Exclusive account when i requested for it earlier. Also- I am really disappointed with their Customer service team. So far I only got sensible answers from their grievance redressal mail id.
  8. jarunbalaji91

    Don’t use fi debit card for international travel

    its High time, request someone who used Debit Cards (International), Forex card, Credit cards to create a Comparison Thread. including - Joining Fee, ATM Withdrawal charges, Forex Markup charges, VISA/Mastercard Exchange rate applicable and Other criteria. Pls someone help to tag the...
  9. jarunbalaji91

    Don’t use fi debit card for international travel

    Very Useful. I was just thinking to get their card as i found their card better among peers for Foreign ATM withdraws. Now i have to rely on IDFC First Wealth.
  10. jarunbalaji91

    IndusInd Bank's Buggy Credit Card Application Process - Application Already Pending

    Same thing happened in my case. Their Level 1 support is kind of worst. In their response email, only 5% is for you and 95% of email is usual template. That 5% also won't answer your question. It will be as if no one has actually read our emails. You can see my query and their response to my...
  11. jarunbalaji91

    IndusInd Bank's Buggy Credit Card Application Process - Application Already Pending

    I myself had bad experiences with their customer care, the careless RM, when we email reachus@indus. It's as if they are not bothered to respond at all. I sent email to close Indusind Easydiner platinum card on 9 Sept 2024. Still NOTHING has happened. All I know is that they are working on it...
  12. jarunbalaji91

    How's the Experience in Bandhan Bank for Savings Account ?

    The Interest rates i mentioned in the post are for Utkarsh. Yes its 3% in Bandhan for Upto 1 Lakh. Utkarsh SF bank- Upto 1 L- 4% 1 L - 5 L- 6.25% 5 L - 2 C - 7.50 % Bandhan Bank- Upto 1 L - 3% 1L - 10 L - 6% 10L - 2 C - 7%
  13. jarunbalaji91

    How's the Experience in Bandhan Bank for Savings Account ?

    Bandhan bank offers good Savings account interest rates, that's my reason for opening SB account with them. One of the accounts which allow Video Kyc is Neo+ Digital Savings bank account which has a minimum MAB of 5k. they only Provide Rupay Classic card which does not come with any Lounge...
  14. jarunbalaji91

    How is your experience of bandhan Bank accounts? I've heard all their account variants have nil non maintenance charges, effectively all are zero mab

    Bandhan bank offers good Savings account interest rates, that's my reason for opening SB account with them. One of the accounts which allow Video Kyc is Neo+ Digital Savings bank account which has a minimum MAB of 5k. they only Provide Rupay Classic card which does not come with any Lounge...
  15. jarunbalaji91

    ITR processing delay. "Has your ITR been processed yet?"

    ITR1 - Filled on 29 June 2024 and just yesterday- 15 August 2024 I got my Refund Intimation email. I expected them to complete by July itself like in 2023, however this time they took more time to process.
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