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Recent content by gischethans

  1. gischethans

    Should I close my LTF Coral Rupay Card?

    I thought you only had Amazon and Coral. If you have other cards including the premium Emeralde, you can close your eyes and go for Coral's closure.
  2. gischethans

    Should I close my LTF Coral Rupay Card?

    IMO, you must close it if you are not using it. There's no point in worrying about a CIBIL score drop if you are not using it effectively. At the same time, you could try escalating your case again and request for LTF conversion again OR try a downgrade/get an additional LTF platinum card as...
  3. gischethans

    Should I close my LTF Coral Rupay Card?

    It's not the oldest. Just got it less than a year ago when they were handing out LTF Coral Rupay cards.
  4. gischethans

    Should I close my LTF Coral Rupay Card?

    Good points but it has been years since I travelled by train and I don't book movie tickets either. Still, for the railway lounge, I have IDFC Wealth.
  5. gischethans

    Should I close my LTF Coral Rupay Card?

    I currently have these Rupay credit cards ICICI Coral Rupay - LTF Axis Neo Rupay - LTF HDFC Tata Neu Infinity - FYF, took the plunge just a week back as it felt awful to earn just 20p, 25p in terms of points from Axis and Coral. For Neu, my spending is only on Tanishq and at this point...
  6. gischethans

    How to add a Signature to your Profile!

    I don't see the signature option anymore. @bhavyegoel
  7. gischethans

    SBI Card Fraudulent transaction Chargeback request was rejected

    Thank you guys. Last I checked with my friend, SBI cards never said the response was final and asked for time. Therefore, he decided to wait for 30 days before reaching out to the Ombudsman.
  8. gischethans

    SBI Card Fraudulent transaction Chargeback request was rejected

    Unfortunately, none, so far. SBI Card says they have proof that OTPs and transaction alerts were sent without sharing anything. Once the preset time elapses, my friend will escalate this to the Ombudsman.
  9. gischethans

    Check if you have LTF NEO Rupay card offer with AXIS Customer Care by asking them to send Card Upgrade Consent SMS

    The card was generated over the call and with the details shown on the net banking I could add it to a UPI app and set the PIN too. However, managing transaction limits etc. requires card activation using an activation code that comes with the physical card. Does anyone know if the card would...
  10. gischethans

    SBI Card Fraudulent transaction Chargeback request was rejected

    My friend is currently battling with SBI Card for fraudulent transactions on his IRCTC SBI Platinum Credit Card. He got charged multiple times with amount totaling to ₹19000 in February with remarks Google Play Mumbai IN sharp at 00:00 hrs indicating some subscription kind of a purchase...
  11. gischethans

    Rejection of Kotak Credit Card Applications - do I stand a chance if escalated?

    Mine is a Pro account - upgraded from Solo - Single few weeks ago. I don't see a "RM Connect" option on the app and a search for relationship manager through net banking leads to a 404 Mine was not an automated response - it was routed by the CEO to grievance cell who took 4 + 4 days to respond
  12. gischethans

    Rejection of Kotak Credit Card Applications - do I stand a chance if escalated?

    I don't have an RM at the moment as it is not a salary account - I moved it elsewhere due to frustration. To make things complicated, the nearest branch is 60 km away and on my recent visit, I found them to be neither knowledgeable nor interested in taking up this issue. They were asking me to...
  13. gischethans

    Rejection of Kotak Credit Card Applications - do I stand a chance if escalated?

    I have been a Kotak Bank customer since 2011 and occasionally saw pre-approved credit card offers. I started applying for one only in 2021 or so. My account was also a salary account then. However, the issue is my applications were rejected citing internal criteria soon after the application...
  14. gischethans

    Best upi app

    Yes, you can disable the phonenumber@yespay ID and the custom one works as default.
  15. gischethans

    Best upi app

    I did not face this. I have the biometric login turned on but I tried the passcode a few times and it worked fine.
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