Nope I think it's written if you do 1 transaction in a quarter then it's LTF.
I've done atleast one txn of ₹1 per quarter and so far I haven't been charged anything
Yes
It is on the verge of bankruptcy (will be declared bankrupt anyday)
Reliance attempted to take over it but it failed.
It's hard if not impossible to find a Big Bazaar store operational these days
There's nothing you can do now. Try e-mailing Big Bazaar and all it's available escalation teams.
They're unable to pay back their debts a GV is least of their concern.
You're lucky to have stuck with only ₹1000 people have 5 digit GV stuck 🥲