Recent content by EncounterShankar

My spends are decent enough which is why I got a pre-approved Magnus or Atlas offer. I also have a decent limit of 6 Lakhs. I am posting here to get some insights on how to make the upgrade from paid to LTF. Any kind of help from anyone would be greatly appreciated 🙂.

Thanks for the idea. Dropped a mail to change network. This is fine. But what to do about paid upgrade? I don't want to pay fee but want to upgrade. Both Magnus and Atlas are paid upgrades. Magnus have spend based waiver that too very high of 25 lakhs, Atlas don't have that option as well, Atlas...

Exactly, upon calling their CS Executive via toll free number, she told me the same thing. Dropped a mail to nodal officer, also I tried to get add-on cards, same negative response. let's see

Good idea, but after changing network they'll make it paid and levy annual charges or keep it LTF?

MyZone is VISA not Mastercard

MyZone VISA LTF, Neo MC LTF both are active, FK Axis VISA LTF which is blocked but they might revoke. So currently 2 active cards

Few transactions but remaining are for personal usage only. I have shared invoices as well as requested by Axis Bank. Also raised complaint with Ombudsman as well. Axis has sent 2-3 updates as well that they're still investigating. Correct, but I am willing to lose MyZone instead of Neo, but...

I'm also seeing the upgrade from Neo Master Card to Magnus Mastercard paid or Atlas VISA paid. But I don't want to pay fee. I want LTF, Magnus is my first priority. Also, I don't want to lose Neo as it's very useful for Zomato orders. I have another card MyZone LTF, I've been trying from so long...

My card also closed citing I spent around 225000 from November 2024 till date in 17 transactions, never crossed 10 transactions in any month, cashback is around 2500-4000 per month, all purchases are from Flipkart, Shopsy. Some commercial purchases are there but mostly personal like groceries...

They keep on bombarding me with calls saying we have kids sir, we have families sir, our job is in risk sir, our salary stuck sir blah blah blah, Holi festival season expenses are there sir and so on. She even called me around 10:30 PM yesterday. As an Indian male I feel really pity for them...

What should I do now, withdraw complaint and close the card and reapply after six months? Or keep the complaint open till I get the card? These 3rd party agents have zero idea about wealth card and card variant change. Only IDFC can do it and they are also not giving 100% assurance. Please...

Same thing happened with me, 3rd party agent from MyMoneyMantra assured me of wealth card and applied for power plus card and the card is with me right now but I didn't activate it. I raised a complaint with IDFC PNO. That agent called me and requested me to withdraw complaint as her job is in...

I will be visiting Kolkata in March end. Anyone staying in Kolkata currently please DM.

Burgundy Private Card? It needs 5 Cr NRV I think