Hi, wealth is directly available for new accounts with Rs.10L initial funding. Some branches even do it for 5L initial funding. Not necessary for upgrade route.
Have opened 2 accounts directly into wealth with 10L each funding. Later they will be grouped into family banking.
Yes It's a Zero balance account.
No need to worry.
You can add accounts of your family members under this program and they can enjoy benefits of wealth management program.
You are eligible for world debit card .
Family account here means account of family member.
If you already have a wealth account, you can add your accounts of family members to your wealth account group and get all benefits of wealth account.
Thats because in my area the acceptance is very less. Also in the last three years the due to UPI many small shop owners stopper accepting credit cards all together.
Since the acceptance was low I used my Amex to TopUp my PayTm Wallet and then used paytm for such txn. Now the wallet loading is...
I have received my first amex GOLD CHARGE without any ITR AND INCOME DOCUMENTS too.
My permanent addess is not servicable for many CC issuing banks aswell. I provided my Brothers Office address as my work address.
It was simple straight forward process.
I had signed up using referral link...
Not much of a difference currently,
Only things is they have special branches/lounges for wealth management customers for priority banking.
Zero Balance of all such family accounts included in the program.
Premium debit card.
Still to use/identify more benefits as wealth management customer.
You can also open new family account and get them added to wealth management program with Zero AQB.
There are special lounge in many branches and also dedicated WEATH MANAGEMENT BRANCH, where only such account holders are serviced.
No one else can use those branches
My ICICI account without any much banking relationship was upgraded to WEALTH ACCOUNT. I didn't even know about such product. My ICICI account was secondary account which I used only for UPI transactions by topping up as per my requirement over and above my AQB of ₹5000/-. I even today hardly...
It's strange that after I posted this message even though I received a mail that my application is rejected (05/04/22). I received a video kyc link.
I have just completed my video kyc for BOB.
Lets see if this goes through.
I too migrated my OneCard, instead of FEDERAL, they migrated to BOB.. I had applied for BOB LTF card during the same period. My Video KYC wasn't completed yet as it was bank holiday for 2-4 days in a row.
Without my kyc completed I received and email from BOB that they can not issue card for...
Hi All,
I am new to this community.
My first card was way back in 2008, HDFC Card, was just 21 at that time .
Had good banking relations with HDFC so was easy to acquire it.
HDFC had just started issuing cards in our area.
No other banks issued as it wasn't serviceable area.
Still many...