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Copycat's latest activity
Copycat
reacted to
Lobogris's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
Amex cards are not at all rewarding. A Pay and SBI Cashback would beat them any day and Infinia and DCB are way ahead. At best, people...
Sunday at 12:08 PM
Copycat
reacted to
jk51's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
I received 12.5k last year on 72,000 spends. And year before that had spend more than 2 lac hence was given two options 1. To spend 1.2...
May 9, 2024
Copycat
reacted to
Pavan's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
Renewal benefit might not exist any more :p Last year it was fee waiver this year it's 10k MR
May 9, 2024
Copycat
reacted to
jk51's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
There are only two spend levels which I feel yields the best returns on this card Either 72,000/- (and then negotiating MR points...
May 9, 2024
Copycat
reacted to
msk1437's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
I'm most likely closing the card (unless good renewal benefit is provided)
May 9, 2024
Copycat
reacted to
SSV's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
This is assuming no renewal benefit... If you get any sort of renewal benefit your rate of retrun jumps up considerably .. But I don't...
May 9, 2024
Copycat
reacted to
SSV's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
I will answer in a very simple way... If you reddem it for better redemption options then it is useful.. if your redemption option is...
May 9, 2024
Copycat
reacted to
SSV's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
I really liked this post.. you know why... Correcting and accepting the mistakes and living in the reality... All of us do mistakes and...
May 9, 2024
Copycat
replied to the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
.
Question: We've already seen that the APay is superior to the GC. So why would anyone want to have a GC if the renewal fees are not...
May 9, 2024
Copycat
reacted to
SSV's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
Whenever money is involoved, especially on a regular basis, we should think like buisness only.. Think from the angle that your are...
May 9, 2024
Copycat
reacted to
jk51's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
I look at it this way. I spent 72,000/- on somethings which I required (read as was supposed to incur these spends of not in this card...
May 9, 2024
Copycat
reacted to
jk51's post
in the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
with
Like
.
Calculation should be like this without any other referral benefit apart from the mentioned use case of purchases on reward multiplier...
May 9, 2024
Copycat
replied to the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
.
Ok. I made a fool of myself! I would have 5310 cash in hand and 1440 Amazon GC. Which is better than 6336 Amazon GC I'm an idiot!
May 9, 2024
Copycat
replied to the thread
Amex Gold Charge Card Return% Calculations Worst Case (w/o Bonus MR inc Renewal Fees)
.
[Wrong calculation follows. I'm retaining my insane text so that others don't make the same mistake] [Wrong calculation starts] @cardzo...
May 9, 2024
Copycat
reacted to
sid16's post
in the thread
Best cards for government transactions
with
Like
.
Getting 5X on ITR/GST is absolutely bonkers. In fact getting 3.33% on government spends itself is crazy. It won't sustain for long. Make...
May 9, 2024
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