AmEx SmartEarn™M Credit Card applied on 4th august.
Vkyc done same day .
Received approved mail on 4th August.
Card delivered on 7th Aug, No home verification, No call, No income proof.
Last 4th month No CIBIL inquiry
CIBIL 778
Approved AmEx Credit limit - 2,97,000
10 month old account. July to December maintenance 25000-30,000.1 lakh was doing maintenance since January,
*platinum instant FD (age 8 month) card was closed in February 2023.
*20k FD &1 RD running .
*Transaction done in 5-6 lakh last FY year.
1st ICICI unsecured credit card.
~HPCL LTF
~Mine...