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Recent content by bismaj

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    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    Its not always true..my brother holds moneyback+ with 51k limit...they are offering him millenia upgrade with limit of 91k..
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    All 5399 MCC not eligible for 5% CB - HDFC SWIGGY CARD

    Bro don't know of the MCC code but got it through smartbuy portal .
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    All 5399 MCC not eligible for 5% CB - HDFC SWIGGY CARD

    Yes bro just now i checked after reading ur reply...it has got devalued🥺
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    All 5399 MCC not eligible for 5% CB - HDFC SWIGGY CARD

    I want to add up something...multiple times i had used swiggy HDFC CC on Smartbuy to buy train tickets in IRCTC...there as usual 5% cashback applies but in swiggy u can get 6% cashback..(5% usual+ 1% base cashback). Hope someone may find it useful. Thanks😀
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    Yes Bank credit card LTF cheat, need help dealing with it

    Recently happened with me and got limit of 15K only.. I just raised complaint to close the card via email.... Call came from backend team but they cannot make it LTF . I told them to close the card... Then their retention team called me up and made the card LTF. And gave me two options either...
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    Suggestions on Smartwatch for iPhone under 10K budget

    If only accuracy is the priority then I would suggest Galaxy watch 3 but if battery life also counts then its better to go with amazfit .
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    SC Digismart Ola Cashback

    Today i tried ola cab ride using the card nd coupon code DIGISMART but it says invalid code.. so pls confirm whether have to apply code or not? Cz on myntra it works on instant discount without any code
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    Missed making CC payment for AmEx

    Bro same happened to me nd they reveresed late charges but they also told me it will not be reflected in cibil cz of my request but unfortunately it got reported nd cibil went down from 778 to 738 in one blow ... Nd now after 10 mnths it risen to 758. In my entire cc history this is the only one...
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    Exit from HDFC regalia

    Already there has been devaluation on lounge access of DCP( down from 12 to 8), but they have introduced BOGO offer as compensation, but its not so drastic nd strict like what they have done with the regalia.. they almost killed this lovable dream card.
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    IDFC FIRST Bank Credit Card Reward System Devaluation

    That was the offering from their side.. I didn't gave any documents to increase the limit. I Guess my spending on their card may be the cause. But right now after 2 yrs of that increase its stuck at that limit and their is no LE further .
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    IDFC FIRST Select Credit Card to Wealth Credit card

    B No they will not accept that once you enter your PAN no. They will ask you to resume the application with previous phone number
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    Closing millennia card for better card

    They didn't increse my limit of 80k well after 10 mnths , i had given them my salary details etc still they told me its not possible within 1 yr and then i opened a savings account of AMB 10k and FD of 1.1 lkh, still that didn't help and ultimately i closed the card hoping for a better card way...
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    IDFC Power Plus Rupay Credit Card limit reduced by 95%

    I In that case if you choose to close that card then pls contact them as most banks reverse the joining charges on closing within a few months.. hence do that then close the card.
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    ICICI sapphiro 3 variants issued

    While i had paid rubyx card for 1.5 yrs i tried using amex and MC variant seperately on BBD sale and they both offered discounts independently...so a double benefit for these card holders...
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    BMS no BOGO offer for Legend and Sapphiro

    Indusind Legend has quota based offer....for time slots please refer to the terms and conditions there... Also if you have some other card of Visa signature variant like Axis Ace, BPCL octane etc you can avail 50% discount upto Rs 300 , this offer starts at 10 AM daily.
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