I believe that RBI Ombudsman (RBIO) officers are highly influenced by banks. I had filed a complaint against Axis Bank in December 2024 regarding rewards portal blocked. Initially, Axis Bank responded that my rewards were blocked due to non-submission of documents. However, I provided email...
I have been using the AU Bank Zenith credit card for the past two years. My initial credit limit was ₹8.0L.
However, over the last three months, the bank has progressively reduced my limit without clear justification:
Nov 2024 (End): Reduced from ₹8.0L to ₹4.2L
Following Week: Further reduced...
It sounds like you've noticed some significant changes in the redemption structure of the HDFC Infinia SmartBuy portal, including:
Increased Redemption Points for Vouchers:
Earlier, a ₹1000 voucher required 2000 reward points, but now it requires 2500 points—a 25% increase in the points...
on 1L spend 4000 p + 1500 rs Tata cliq voucher every month that is 2.5%
on 5L reach 5000 Tata cliq lux voucher
on 10L 10K taj voucher
On 12L anual fee off
On 20L 20K Apple Voucher
if you have avg 2L use in month then
Annual 20L you get
18K +5k +10k +20K =53K vouchers only + 80K point that...
Indulge 10L no fee.
Emerelad 12 L no fee,
Infinia 10L no fee.
Atlas fiting for edge portal. ( this yr fee waved by Nodal officer).
RBL Insignia 500 flat off 2 time in month on BMS.
Ultimate they havent charge mee this yr dont know why i i dident ask..
I only paid fee in both Vistara & sbi...