Recent content by Bel

photo u see in image can be random. Dont assume anything based on it. When u actually go to apply and in the last page when u see the list of cards available and choose, thats the card that u will ~99% get. There's a very off chance that they will run your background checks again or do whatever...

assuming u can keep the 25k min balance, get savings max. It removes all other charges like debit card charges or sms charges etc. Only downside is that if u drop average monthly balance below 25, u will have some charges. U can upgrade anytime if u go to ur branch and sign that form with...

you will need to fill a form in the branch. Basically tick the option for savings max acc. As for your first question, if u generally have 2L+ balance in ur savings acc or have good spending , you'll auto get that offer to upgrade to classic or preferred. I have preferred and trust me, no...

Ok let me begin by saying this, I own an HDFC cc from almost a year and my CC limit was around 1.5L The max utilisation I reached on this card has been ~40k earlier and was reflecting as my max utilised amount in my credit report. (HDFC doesnt report credit limit) In the current month (June), 2...