Recent content by bdasultan

Ok a little update. They rejected the previous upgrade request, so I shifted my spends to a non-HDFC card and waited. I recently got a LE offer of 8.86 lakhs from the previous 6.86. I accepted and requested for Infinia again and was denied again. Now my question is - should I get the FYF DCB and...

Is DCB worth it? Costs 10k a year and gives peanuts in return as welcome/annual benefits. With the recent devaluation; Amazon 5X reward points program ending, I'm unable to justify DCB.

Thanks. I tried but they said they'll review my request to upgrade if I can get the limit enhancement first for which they're asking me income documents. I mentioned my long relationship with the bank but that was of no use. I asked them to cancel the request altogether. HDFC sadly isn't what it...

Hi, thanks for this info! I have a LTF Regalia with 6.86L limit. Do you think I can get Infinia by this method by ticking limit increase + upgrade option? Or should I just apply for limit increase first? (Have no income documents to submit but am a preferred account holder and spent 8 lakhs+ on...

Just checked and there is no renewal benefit of reward points on DCB as there is on Infinia. The memberships offered on DCB are worthless to me given the 10k annual fee. It makes a lot of sense to pay annual fee on Infinia since you get that back as reward points. Hoping I can get a LE somehow...

All spends on a single card. Used it everywhere I could.

That's great. I was certain I was going to get a LE in Feb this year based on my spending and the pattern of their pre-approved offers. Sadly didn't. But Good luck to you!

Let's say I want DCB, how do I apply for it in my situation? i have no pre-approved offer and don't want to send any income docs.

LE with Regalia not possible??!! Could you please elaborate? 🙏

I thought about it but with the recent devaluation of DCB and frankly how Infinia is much better in terms of features and acceptance rate is, I'm more inclined towards Infinia.

I'm currently sailing in the same boat as you were. Could you help me with Grievance redressal email id and what did you say to them? And how did you finally get LE and Infinia? Thanks so much!

Hi, I have a Regalia with a limit of 6.86 lakh. My email request to HDFC CC (customerservices.cards@hdfcbank.com) for upgrade to Infinia was NOT EVEN REVIEWED. I understand I need 8+ lakh limit but I have not been getting a pre-approved LE offer. Called CC they said send LE incre form and...