Recent content by arun4455

I chased on the email only.

For me, it took multiple escalations and continuous follow up for 3 months. Finally told to close my card, then they had agreed to upgrade.

I got upgraded my SBI simplyclick to Octane card.

Think from different perspective. You are paying the interest for days the amount has been utilised by you. Yes, your regular EMI will start from the next month, so your loan will end after one extra month. But you are using that money for one extra month also. You can prepay for any amount...

I still don't see any problem in the bank's working. The interest has to be paid on the number of days funds utilised. Since, you have not paid full EMI, so how the amount can not be adjusted in the principal.

As per this tnc, credit to the saving account would not be considered as reversal of the transaction?

I had checked on this with icici bank. They told me that this is standard that fee is shown for all the cards in app/net banking. however, as per MITC, the fee is not applicable on EPM. It is not charged on my credit card.

199 annual fee not applicable on EPM, there is no fee.

I have recently got the bizgrow credit card (1 month old) as a floating credit card. Eventually I want to upgrade this card to bizblack credit card. I met the criteria of card limit and income. I tried for upgrade, but they rejected the request. How should I approach to hdfc bank for credit...

How old your card was? And what was the spend on business regalia?

any idea how old the card should be to ask for upgrade from hdfc bank?

On Swiggy app, it was showing paid card. Applied directly from hdfc under ltf offer

No, applied directly from hdfc bank website

I had applied for swiggy card. The bank rejected the application then I asked them the reason of card rejection. They told that they can't provide limit additional limit as I already hold hdfc card. Then agreed for issuing the card as a floater card. I have sent the floater card form to their...

I had applied for swiggy card. The bank rejected the application then I asked them the reason of card rejection. They told that they can't provide limit additional limit as I already hold hdfc card. Then agreed for issuing the card as a floater card. I have sent the floater card form to their...