My company is planning to ask all employees to open Salary account with Kotak
Kotak has offered the benefits (attached in the document below) for employees and upto Kotak White card as LTF.
I wanted to get your feedback on
1) What offers can we negotiate with a bank for opening salary accounts...
My father, just touched 825 in CIBIL score
My Mom's CIBIL is 815
I am on 800, my sister is on 794 and my wife is on 797
I think I'll take Gold, Silver and Bronze positions 😂
Apply for any IDFC card, even Millenia works, as and when you will get limit enhancement your card will be auto upgraded to Wealth (wealth needs 4 lakhs limit)
Best rupay card is IndusInd Rupay platinum, gives 2% reward rate
Most preferred option is CC
Eterna gives 3.75% in cash reward on a 2% forex, effective return in 1.41%
or RBL World safari CC has 0% forex with no rewards.
There is no drawback
Recommended way would be to have a separate account where you transfer that money and pay when the bill is generated
Would help you earn some extra interest