Thank you everyone for the inputs.
I talked to some more people in banking sector and cybersecurity. They assured that keeping a copy of the Complaint is more than enough.
Regarding tracking… like Pothi said … their general consensus was also that there is no point of closing the account...
Recently, a friend of mine was scammed (on Telegram) and he lost around 4 lacs. (He doesn’t expect any money to be recovered so that’s a closed case)
Now the issue is … some part of transaction was done(willingly) using my bank account through UPI (My friend gave me the money back … but still...
You are still in a better position than me.
I had 4 CIBIL hits by HDFC in a span of 2 days… I had applied just once on the Swiggy app.
Disputed those multiple hits on the cibil website.. and they did nothing at all … simply closed my ticket within 2 days.
LTF toh hua nahi … Ulta aur kat gaya …
Thoda late apply karte toh ₹1000 Swiggy money milta … yahan toh LTF ke laalach mei ₹500(or ₹850) hi mil raha humlog ko
😂😂 most of the people here … who have applied don’t even care about Swiggy specific benefits.
-Some people just want an HDFC CC for Sale offers
-Some people just want an LTF Card … free ka maal chahiye bas
-Some people (like me 😅) bas wanted an orange coloured card … because...
Step 1: Get a good job, Annual Income preferably above 45 LPA… 80-90 LPA is perfect… (above that bank will give you LE without even asking)
Step 2: Spend like a maniac… but useless items … make your GF/BF happy… don’t save anything for your future self.
Step 3: Send your 3 months salary slip...
Important takeaway from this Post.
Even If someone has already tried the mailing method once/twice/thrice and faced rejection…. It doesn't mean your LTF chances are over.
I will probably try the email method on day 28th.
If even that doesn’t work… then this card goes to the bin. I don’t use Swiggy … so no point of keeping this card.
They are offering ₹500+₹350 Swiggy money … against a joining fees of ₹590.
I think it’s a fair deal.
Ideally someone who gets this offer should activate the card.
But the thing is… Swiggy is non serviceable at my location, so ₹850 Swiggy money is worthless for me.
Day 23 of 30
Swiggy now offered me extra ₹350 Swiggy Money for card activation.
(Going by the messages … some of you have also received this ₹350 waala offer… so this is nothing new )
LTF ka hope continues to diminish