• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Recent content by Achal

  1. Achal

    PNB Credit cards experience | Application process and time

    I tried for multiple slots but same thing happened. I tried for the last slot on the last date available as well, same issue
  2. Achal

    PNB Credit cards experience | Application process and time

    Is anyone able to schedule their VKYC for PNB CC?? Whenever I click the "Book Slot" button nothing happens. Can anyone help?
  3. Achal

    Query | AXIS Magnus Welcome Benefit

    I know that this 10k Tata Cliq Voucher can be used in Luxury items. But in one of the twitter spaces I heard that we can use it for BigBasket also. Any idea how??
  4. Achal

    Magnus no longer accepted at 080 Lounge

    Is priority pass accepted??
  5. Achal

    Cancelled Flight Booked through SmartBuy

    Thanks Bhavye Update: Contacted EaseMyTrip and had to cancel the ticket manually from here as well. ₹225 (Convenience fee while booking) + ₹300 (For cancelling) = ₹525 was deducted per pax. After this, in few days got an email from SmartBuy regarding the refund automatically. Did not have to...
  6. Achal

    Cancelled Flight Booked through SmartBuy

    I had booked a flight ticket using Infinia reward points (70%) + Infinia CC (30%) through EaseMyTrip in SmartBuy. Now the airline has cancelled the flight from their end and issued a full refund. How will I get the refund back? Whom should I email/call for a follow-up?
  7. Achal

    Reduction in Free Airport Lounge Access by HDFC Bank from wef: 13 August 2022!

    How about the priority pass that we get with infinia, is the restriction even for that?
  8. Achal

    Reason behind HSBC Credit Card Rejection?

    I really don't have much idea actually. The details I gave this time was the exact same as last time. The only difference was that for the previous application there were 4 cibil enquiry by other banks in the previous 2 months. This time I made sure no enquiry was there in the previous 2 months...
  9. Achal

    Reason behind HSBC Credit Card Rejection?

    Update: I applied again after 2 months and I got the card this time. No physical verification was done.
  10. Achal

    Interest Charged even when outstanding amount was Rs 0

    Hi I am writing this post to know what are the next steps forward for me On 18th May 2022, my SBI Cards statement was generated of Rs.5965 On 18th May, I received multiple refunds, total amounting to Rs.2221 While checking their app, I saw that the total outstanding amount got reduced to...
  11. Achal

    Reason behind HSBC Credit Card Rejection?

    As I mentioned in the first part of this thread, my CIBIL Score while applying was 779. Thats not good enough for HSBC Credit Card??
  12. Achal

    Reason behind HSBC Credit Card Rejection?

    Thanks for your response, here are my comments for each point 1. Bank gave the reason that I dont have a cibil score but I do have. And even if this was the reason then how come an enquiry happened, so clearly the reason is different 2. The 3 other enquiries are from different banks. The...
  13. Achal

    HDFC Infinia Credit Card & Priority Pass Lounge Access related queries.

    Thanks These are my understanding, please correct me if I am wrong Priority Pass: Free lounge access for Primary + Add-on in domestic & International Credit Card: Only free domestic access for primary card holder
  14. Achal

    Reason behind HSBC Credit Card Rejection?

    I had applied for HSBC credit card offline. My credit score is 779. Their system recommended not to provide the card. The HSBC personnel said that reason code that was given for rejection was that I don't have a cibil score but when I checked my cibil report there was a hard enquiry from HSBC. I...
Back
Top