Have you ever wondered if it would be possible to transfer some of your "Membership Reward Points" from your Indian (or any other country) Amex account to US (or any other county) Amex account?
Yes... It's Possible, you can transfer your MR points from India to US easily.
For transferring points from Indian MR to US MR, Follow these steps-
1. Call US Amex customer care line
2. Tell them, you want to transfer Membership Reward points from your Indian credit card to US credit card. (You must have an Amex credit card that earns MR point)
3. They will ask you for your Indian Amex card no, from where you want to transfer MR points.
Done! You will receive confirmation via email within 7 to 10 days with exchange rate.
Exchange rate can change anytime, for me it was 1 Indian MR point = 0.653 US MR point.
Indian MR Account (Debit)-
US MR Account (Credit) -
Indian Membership Reward Points Vs US Membership Reward Points-
Earning Rate -
India - 1 MR Points For Every Rs. 50 (For Plat/Centurion it's Rs. 40) Spent.
Earning Percentage (in INR)- 2%
US - 1 MR Points For Every $1 Spent. ( 1$ = Approx. Rs. 76)
Earning Percentage (in INR)- 1.32%
Transfer Partners (Airmiles) -
Miles Earning Rate -
Indian Amex Card - 1% (2 MR For Every INR 100 Spent)
US Amex Card - 1.32% (1.32 MR For Every INR 100 Spent)
Number Of Airline Partners-
India - 10
US - 17
Transfer Partners (Hotels) -
Hotel Point Earning Rate -
Indian Amex Card -
Marriott Bonvoy - 2% (2 MR For Every INR 100 Spent)
Hilton Honors - 1.8% (2 MR For Every INR 100 Spent)
US Amex Card -
Marriott Bonvoy - 1.32% (1.32 MR For Every INR 100 Spent)
Hilton Honors - 2.64% (1.32 MR For Every INR 100 Spent)
Choice Privileges - 1.32% (1.32 MR For Every INR 100 Spent)
How to Calculate the Current MR Exchange Rate:
The exchange rate depends on the Amex card you hold and the card number you provide while initiating the transfer request over a phone call.
Let’s assume you have an Amex Platinum Charge Card and an Amex Platinum Travel Card in India. If you provide your Amex Platinum Travel Card number to Amex US customer service, they will consider the earning rate of that card for the transfer.
In India, the Amex Platinum Travel Card earns 1 MR for every ₹50 spent, whereas in the US, the earning rate is 1 MR for every $1 spent.
To determine the equivalent MR points in the US, we need to find out how much MR we would earn for spending ₹50 based on the US earning rate.
150,000 × 0.576 = 86,400 MR Points in your Amex US account.
However, if you provide your Platinum Charge Card number while initiating the transfer request, Amex will consider the earning rate of 1 MR per ₹40 spent instead.
Using this rate:
150,000 × 0.461 = 69,150 MR Points in your Amex US account.
Therefore, always use a card with a lower earning rate when initiating the transfer request. The way you originally earned the points does not impact the conversion.
Conclusion-
If you want to transfer your MR points to Marriott Bonvoy, then Indian MR can offer you better rate. For all other transfer partners, transfer your Indian MR points to US account and get ~ 30% extra airmiles/points.
To know more about, How to apply for US Amex credit card, check this thread - https://www.technofino.in/community...-credit-card-from-india-us-address-proof.193/
Yes... It's Possible, you can transfer your MR points from India to US easily.
For transferring points from Indian MR to US MR, Follow these steps-
1. Call US Amex customer care line
2. Tell them, you want to transfer Membership Reward points from your Indian credit card to US credit card. (You must have an Amex credit card that earns MR point)
3. They will ask you for your Indian Amex card no, from where you want to transfer MR points.
Done! You will receive confirmation via email within 7 to 10 days with exchange rate.
Exchange rate can change anytime, for me it was 1 Indian MR point = 0.653 US MR point.
Indian MR Account (Debit)-
US MR Account (Credit) -
Indian Membership Reward Points Vs US Membership Reward Points-
Earning Rate -
India - 1 MR Points For Every Rs. 50 (For Plat/Centurion it's Rs. 40) Spent.
Earning Percentage (in INR)- 2%
US - 1 MR Points For Every $1 Spent. ( 1$ = Approx. Rs. 76)
Earning Percentage (in INR)- 1.32%
Transfer Partners (Airmiles) -
| Indian Amex | Transfer Ratio | US Amex | Transfer Ratio |
|---|---|---|---|
| Asia Miles | 2 MR = 1 Miles | Aer Lingus | 1 MR = 1 Miles |
| British Airways Executive Club | 2 MR = 1 Miles | Aeromexico | 1 MR = 1 Miles |
| Emirates Skywards | 2 MR = 1 Miles | Air Canada | 1 MR = 1 Miles |
| Etihad Guest Miles | 2 MR = 1 Miles | Air France KLM | 1 MR = 1 Miles |
| Finnair Plus | 2 MR = 1 Miles | ANA | 1 MR = 1 Miles |
| Qatar Privilege Club | 2 MR = 1 Miles | Asia Miles | 1 MR = 1 Miles |
| Singapore Airlines | 2 MR = 1 Miles | Avianca Lifemiles | 1 MR = 1 Miles |
| Virgin Points | 2 MR = 1 Miles | British Airways Executive Club | 1 MR = 1 Miles |
| Club Vistara | 3 MR = 1 Miles | Delta SkyMiles | 1 MR = 1 Miles |
| InterMiles | 2 MR = 1 Miles | Emirates Skywards | 1 MR = 1 Miles |
| Etihad Guest Miles | 1 MR = 1 Miles | ||
| Hawaiian Airlines | 1 MR = 1 Miles | ||
| Iberia Plus | 1 MR = 1 Miles | ||
| TrueBlue Points | 1 MR = 0.8 Miles | ||
| Qantas Loyalty | 1 MR = 1 Miles | ||
| Singapore Airlines | 1 MR = 1 Miles | ||
| Virgin Atlantic Airline | 1 MR = 1 Miles |
Miles Earning Rate -
Indian Amex Card - 1% (2 MR For Every INR 100 Spent)
US Amex Card - 1.32% (1.32 MR For Every INR 100 Spent)
Number Of Airline Partners-
India - 10
US - 17
Transfer Partners (Hotels) -
| Indian Amex | Transfer Ratio | US Amex | Transfer Ratio |
|---|---|---|---|
| Hilton Honors | 1 MR = 0.90 Point | Choice Privileges | 1 MR = 1 Point |
| Marriott Bonvoy | 1 MR = 1 Point | Hilton Honors | 1 MR = 2 Points |
| Marriott Bonvoy | 1 MR = 1 Point |
Hotel Point Earning Rate -
Indian Amex Card -
Marriott Bonvoy - 2% (2 MR For Every INR 100 Spent)
Hilton Honors - 1.8% (2 MR For Every INR 100 Spent)
US Amex Card -
Marriott Bonvoy - 1.32% (1.32 MR For Every INR 100 Spent)
Hilton Honors - 2.64% (1.32 MR For Every INR 100 Spent)
Choice Privileges - 1.32% (1.32 MR For Every INR 100 Spent)
How to Calculate the Current MR Exchange Rate:
The exchange rate depends on the Amex card you hold and the card number you provide while initiating the transfer request over a phone call.
Let’s assume you have an Amex Platinum Charge Card and an Amex Platinum Travel Card in India. If you provide your Amex Platinum Travel Card number to Amex US customer service, they will consider the earning rate of that card for the transfer.
In India, the Amex Platinum Travel Card earns 1 MR for every ₹50 spent, whereas in the US, the earning rate is 1 MR for every $1 spent.
To determine the equivalent MR points in the US, we need to find out how much MR we would earn for spending ₹50 based on the US earning rate.
- Today's exchange rate (as per Google) is $1 = ₹86.86
- Calculation: 50 ÷ 86.86 = 0.576
- This means 1 Indian MR Point = 0.576 US MR Points based on today’s exchange rate.
150,000 × 0.576 = 86,400 MR Points in your Amex US account.
However, if you provide your Platinum Charge Card number while initiating the transfer request, Amex will consider the earning rate of 1 MR per ₹40 spent instead.
Using this rate:
- 40 ÷ 86.86 = 0.461
- This means 1 Indian MR Point = 0.461 US MR Points.
150,000 × 0.461 = 69,150 MR Points in your Amex US account.
Therefore, always use a card with a lower earning rate when initiating the transfer request. The way you originally earned the points does not impact the conversion.
Conclusion-
If you want to transfer your MR points to Marriott Bonvoy, then Indian MR can offer you better rate. For all other transfer partners, transfer your Indian MR points to US account and get ~ 30% extra airmiles/points.
To know more about, How to apply for US Amex credit card, check this thread - https://www.technofino.in/community...-credit-card-from-india-us-address-proof.193/
