Rohit75
TF Select
Earlier they used to take Offline Application through branch now they have opened online application portal.
Link: Click to Apply Here | Union Bank Credit Cards
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Union Bank is taking Online Application for Credit Cards
- Thread starter Rohit75
- Start date
Earlier they used to take Offline Application through branch now they have opened online application portal.
Link: Click to Apply Here | Union Bank Credit Cards
pprakash11
TF Prestige
Mine went till the page where I put Office address and verified personal details. After that next step was Card Limit, but it threw that error.
pprakash11
TF Prestige
Not really !! If @Rohit75 confirms, that he also faced such an error. Then maybe we will also see the card set up in the Union nxt app.
Rohit75
TF Select
I applied from the branch while opening normal savings account.
yeah gone thru same issue.. even had a cibil inquiry worth rs10000 immediately
I tried to apply online but was unsuccessful.. also got a hard enquiry of rs10000.. although had a Union Bank digital saving account opened few month back for rupay platinum debit card.. so approached branch.. they giveup a form to fill up with some evaluation sheet.. asked for 2yr ITR , aadhar , pan etc... now again got a hard enquiry same day.. after that no sms no mail nothing. After 10 days just got a sms to link my union bnk credit card to bhim app.. checked the Union bank app it showed me credit card with last 4 digit and limit of 2lacs and also status of card is inactive... no option to activate it online... also no option of e-card like PNB... so waiting to get my physical card delivered soon. I think union bank prefer saving account holder to avoid VKYC as they dont have setup for that because for the online saving account too I had to visit the branch as last stage to get it open and activated
coolanshu1000
TF Premier
how many days was your card delivered after showing up in the app?
It took time atleast 10days.. Union bank card came thru speed post.. however i had an unexpected delivery experience, the data entry operator at union bank had put my half address ( omitted my society name from the address) , so postman was unable to loacte my address and i got sms by evening that address is incomplete unable to deliver, parcel will return to sender, but by chance, I had no of postman who delivers me pnb debit card 20 days back.. called him immediately and enquire about my parcel he took details and delivers me the card next day... so a totally pathetic experience from union bank
krishc
TF Ace
I'd a similar experience with AmEx 3 years back
they were sending my card to my office without putting my contact no anywhere
so cards were getting returned undelivered
and then they'd generate a new card in my name and send again, complaints were of no use, same mistake again
I really had to hustle with security and blue dart guys to get the delivery on the attempt of the 4th such card
adi654
TF Buzz
Yes and without savings account you cannot apply online as of now..
Will it make any difference if one applies offline through home branch? Like approval process, credit card variant or limit offered?
adi654
TF Buzz
I mean this online process was a breeze and fast.
Cibil hit would be there but the process was like 1.5 minutes
And online u can select the card you want according to your credit limit.AFAIK Offline is time consuming but its your discretion..
Never went beyond Aadhar verification, kept throwing error.
Andy1
TF Premier
at what time you did your process and which card you applied
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