Which of my four current Axis CCs should I replace to get LTF Axis Select?

[spatone]

Hi all,

I currently have four Axis CCs:-

• Magnus (Paid)
• Ace (Paid)
• Indian Oil (LTF)
• Flipkart (LTF)

Axis' tie-up with my employer would give me an LTF Select card based on my salary. I do not plan to renew Magnus and get a paid Atlas in its place from Nov 2023.

I use Indian Oil card for refueling regularly and do not have any other card that gives a better return. Have not used Flipkart card for a long time but am afraid with ta slew of devaluations, the 5% unlimited cashback can come in handy sooner than later. While I have HDFC Tata Neu Infinity for 5% return on utilities bills, the 2% cashback on Ace for other transactions is too sweet to give up.

Thus given the four card limit of Axis, could you please help me take a decision on the cards to keep? Want to take Select for BMS BOGO offer after I give up Magnus. Thanks.

 

[drsel]

Can you convert the 20/100 edge points obtained from IOCL card at 5:2 ratio?

 

[WandereR]

Axis' tie-up with my employer would give me an LTF Select card based on my salary.

How to check this? By contacting RM or some company POC

 

[wiizzard]

Close AXIS Ace as you already have Neu Infinity and get AXIS Select in its place.

 

[vaibhav111vaibhav111 is verified member.]

Hi all,

I currently have four Axis CCs:-

• Magnus (Paid)
• Ace (Paid)
• Indian Oil (LTF)
• Flipkart (LTF)

Axis' tie-up with my employer would give me an LTF Select card based on my salary. I do not plan to renew Magnus and get a paid Atlas in its place from Nov 2023.

I use Indian Oil card for refueling regularly and do not have any other card that gives a better return. Have not used Flipkart card for a long time but am afraid with ta slew of devaluations, the 5% unlimited cashback can come in handy sooner than later. While I have HDFC Tata Neu Infinity for 5% return on utilities bills, the 2% cashback on Ace for other transactions is too sweet to give up.

Thus given the four card limit of Axis, could you please help me take a decision on the cards to keep? Want to take Select for BMS BOGO offer after I give up Magnus. Thanks.



View attachment 30559

Select bogo is capped at 300/- for 2 ticket. Idfc wealth would be better for ltf card. Select usp was swiggy now it still there for 500 rs per order capping and 200 rs off. Twice a month. Replace either with Ace or flipkart.

 

[drsel]

Hi all,

I currently have four Axis CCs:-

• Magnus (Paid)
• Ace (Paid)
• Indian Oil (LTF)
• Flipkart (LTF)

Axis' tie-up with my employer would give me an LTF Select card based on my salary. I do not plan to renew Magnus and get a paid Atlas in its place from Nov 2023.

I use Indian Oil card for refueling regularly and do not have any other card that gives a better return. Have not used Flipkart card for a long time but am afraid with ta slew of devaluations, the 5% unlimited cashback can come in handy sooner than later. While I have HDFC Tata Neu Infinity for 5% return on utilities bills, the 2% cashback on Ace for other transactions is too sweet to give up.

Thus given the four card limit of Axis, could you please help me take a decision on the cards to keep? Want to take Select for BMS BOGO offer after I give up Magnus. Thanks.



View attachment 30559

Upgrade Flipkart and Ace to Airtel and Atlas.

Also apply for SBI 5% cashback card, then you do not need Flipkart and Ace

 

[drsel]

If you get Select and Airtel, you don't need Tata neu infinity.

you can use Select on the Tata neu app to get 20% discount as well as 5% Neu coins cashback for Big basket groceries 2000 to 2500 every month.

Airtel gives 300 on 3000 for utility bills
500 on 5000 for swiggy Zomato and 300 on 1200 for Airtel mobile prepaid postpaid DTH, broadband.

Atlas gives 4% for all transactions and 10% for Traveledge air tickets and hotels, 10% on direct hotels and 10% on direct airlines

 

[CC-Muncher]

If you get Select , you don't need Tata neu infinity.
you can use Select on the Tata neu app to get 20% discount as well as 5% Neu coins cashback for Big basket groceries 2000 to 2500 every month

I just wish if ghey start giving select on rupay network

 

[D₹V]

I just wish if ghey start giving select on rupay network

They* 🙄

 

[CC-Muncher]

They* 🙄

Typo
Bhavnao ko samjho

 

[SSV]

Flipkart (LTF)

Get rid of this...unless you do BIG tranascations in FK, frequently...

 

[drsel]

Get rid of this...unless you do BIG tranascations in FK, frequently...

If he does big transactions on Flipkart frequently, he should use Magnus on Grabdeals 5x for Flipkart

 

[SSV]

he should use Magnus on Grabdeals 5x for Flipkart

I do not plan to renew Magnus and get a paid Atlas in its place from Nov 2023.

He wants to get rid of Magnus..

 

[D₹V]

Should get rid from Magnus!!!

Reason:

1. Rental spends (6513), Wallet transactions(6540), Priority Pass spends & EMI transactions are not considered. Effective 1st September 2023, Spends threshold for annual fee waiver will also exclude transactions done on Government institutions (9222, 9311, 9399, 9402) and utilities (4814, 4816, 4899, 4900) MCCs
2. this also wont yield any points or calculation towards annual milestone

 

[Shubham Yadav]

Should get rid from Magnus!!!

Reason:

1. Rental spends (6513), Wallet transactions(6540), Priority Pass spends & EMI transactions are not considered. Effective 1st September 2023, Spends threshold for annual fee waiver will also exclude transactions done on Government institutions (9222, 9311, 9399, 9402) and utilities (4814, 4816, 4899, 4900) MCCs
2. this also wont yield any points or calculation towards annual mileston
e

Milestone ka e niche gir gaya h 🤣

 

[D₹V]

Milestone ka e niche gir gaya h 🤣

Utha diya bhai, itne chhote kaam ke liye bhi mujhe pareshan karte ho 😒

 

[CC-Muncher]

I am replacing this with MYzone

 

[drsel]

Magnus Burgundy will give the highest return on rent payment up to 50000 every month
4.80--1.18--0.46 = 3.16%

 

[CC-Muncher]

Magnus Burgundy will give the highest return on rent payment up to 50000 every month
4.80--1.18--0.46%

via which app?

 

[drsel]

Red Giraffe 0.39 + GST equals 0.46%