Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

---

★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

---

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[MangoRush]

I'm using Snapay and PhonePe wallet payment fails saying PhonePe Protect Activated.
I reinstalled the PhonePe app only few hours back. Any idea ?

 

[Deleted member 2540]

I'm using Snapay and PhonePe wallet payment fails saying PhonePe Protect Activated.
I reinstalled the PhonePe app only few hours back. Any idea ?

I think you are using it after a long time.?

and suddenly performing Debit txns.

 

[MangoRush]

I think you are using it after a long time.?

and suddenly performing Debit txns.

yes. when does it go away ? 🤬

 

[Deleted member 2540]

yes. when does it go away ? 🤬

This Happend with me 2-3 months ago when I am trying to pay at Twid-Pay with Rewards.

I am facing this only at Twid Pay.

with other merchant it is working fine.

who knows , what suspicious behavior their system is observing

I asked the twitter team about this issue, but as usual received lame response, for your security we are doing this.

Use it for few other txns like UPI, or at some other merchants.

When system observes Different different txns , it will lift the restrictions automatically.

No fixed time frame, as for me it started working at Twid suddenly.

 

[MangoRush]

Me too using TPR. Will use it for other transactions and see. Thanks!

 

[shabeer223]

I did a debit card transaction on HP pay for paying fuel of 1200 and today I am going to get grocery worth 4000 from Amazon where to get the best cashback grabdeals ? Any image reference would be gold.

 

[varun__goel_]

Just did vkyc for axis cc, they didn't asked any question just clicked pics and done. Is this how they do? And in how many days generally we get approval message?
Otherwise will go for kotak or icici cc🙂

 

[Badshah]

Just did vkyc for axis cc, they didn't asked any question just clicked pics and done. Is this how they do? And in how many days generally we get approval message?
Otherwise will go for kotak or icici cc🙂

Didn't verify pan?

 

[Deleted member 2540]

Just did vkyc for axis cc, they didn't asked any question just clicked pics and done. Is this how they do? And in how many days generally we get approval message?
Otherwise will go for kotak or icici cc🙂

Kotak ka apply kar de.

Kotak Axis se toh fast hi hai, jaldi bta dega Approval ya decline

 

[varun__goel_]

Didn't verify pan?

Yeah obv did

 

[varun__goel_]

Kotak ka aaply kar de.

Kotak Axis se toh fast hi hai, jaldi bta dega Approval ya decline

Father ka kra h apply. Dekhta hu agr 3 4 din m nhi aaya response to kotak or icici dono ka krwa dunga🥴

 

[varun__goel_]

Vse kitna TAT rhta hai axis ka, kuch avg?

 

[Tejo]

Vse kitna TAT rhta hai axis ka, kuch avgavg

Axis doesn't follows TAT.

If you want ASAP, apply offline.

You didn't got any call too for verification?

 

[Deleted member 2540]

Vse kitna TAT rhta hai axis ka, kuch avg?

@4uziaul help kardo thodi iski, apna Axis Airtel ka kissa share kar do🤣

 

[varun__goel_]

Axis doesn't follows TAT.

If you want ASAP, apply offline.

You didn't got any call too for verification?

No just filled form online, instantly received vkyc message. Did same time, no other call as of now

 

[Deleted member 13721]

@4uziaul help kardo thodi iski, apna Axis Airtel ka kissa share kar do🤣

Jitna umeed kam rakho utna acha 🤣

Aur 20 din ke baad no update samjh lo.... kuch bacha nahi samjhne ko 🤣

 

[varun__goel_]

Jitna umeed kam rakho utna acha 🤣

Aur 20 din ke baad no update samjh lo.... kuch bacha nahi samjhne ko 🤣

Kya mtlb kotak or icici ka form bhr dena chahiye🤣

 

[Deleted member 13721]

Kya mtlb kotak or icici ka form bhr dena chahiye🤣

Nek kaam main deri nahi karte 😂

 

[Xrex]

Hello folks, I'm having a Liberty Account.

I've searched around this thread and but needed solutions to few specific problems, which I've put below.

- 25k MAB spends counts even wallet loads on site like Amazon and Paytm ?
- 25k MAB spends counts CC payments on Payzapp, Mobikwik, Paytm, CRED and Cheq
- Which of the above gives 1% cashback ?
- Which card gives the 1% cashback - E-DC or Liberty DC ?
- How to track your current MAB spend or balances kept in a month ?

If anyone have had the experience of above questions, pls do answer 🙏🏻.

 

[Deleted member 2540]

Hello folks, I'm having a Liberty Account.

I've searched around this thread and but needed solutions to few specific problems, which I've put below.

Good Joke.

If you have read this thread, such questions does not come to your mind
Anyway here is your answers

- 25k MAB spends counts even wallet loads on site like Amazon and Paytm ?

yes

- 25k MAB spends counts CC payments on Payzapp, Mobikwik, Paytm, CRED and Cheq

Yes

- Which of the above gives 1% cashback ?

None

- Which card gives the 1% cashback - E-DC or Liberty DC ?

None

- How to track your current MAB spend or balances kept in a month ?

Netbanking