how to increase or get offer to increase hdfc credit card limit

[Mr. Aman]

Hlo guy's
I'm holding hdfc bank credit card form last 16 months but I'll didn't receive a limit enhancement offer I'll you that card well
my limit on that card is 50k . at the same I'll have axis Bank credit Card is with 200k limit
how can I' increase my limit any email id to write mails or any of your experiences .

 

[4uziaul]

Kotak can be applied c2c?

Yes, you can apply C2C.

 

[jhanglaniyash]

Y
Yes, you can apply C2C.

How?

 

[Mogambo]

Number bhoto ke hai, limit krwa skte c2c toh batana close krke krlunga apply

yash you can't hold 2 proper Hdfc cc, exception for high nrv. c2c works while applying fresh, not for LE. hope this helps

 

[Mogambo]

i got pre approved offer , i had option 3 cards money back , indain oil , freedom i choose the freedom and they gave me 10 k limit only

had lots of memories with freedom card My first ever

 

[4uziaul]

How?

Offline through bank agent.

 

[BeingIncog]

i just want to know if i am late or not, i got pre approved hdfc millennia cc last year around 10th october, missed ltf offer, was charged for membership fee in april 2023. got reward points 1000. but I made transaction of 1l+ within 90 days. still had to pay mfees. i don't have any screenshots of application process nor application documentation. what should i do to make cc ltf or something like that?

 

[Tejo]

Try with Kotak and ICICI they are really generous with limits and when it comes to limit enhancement.

hdfc (need to close), axis ... card upgrades

icici, kotak ... limit enhancement

 

[Tejo]

i just want to know if i am late or not, i got pre approved hdfc millennia cc last year around 10th october, missed ltf offer, was charged for membership fee in april 2023. got reward points 1000. but I made transaction of 1l+ within 90 days. still had to pay mfees. i don't have any screenshots of application process nor application documentation. what should i do to make cc ltf or something like that?

if you got "spend xxxxxxx inr within in 90 days, same page with joining/annual fee while selecting card" then applicable.

 

[BeingIncog]

if you got "spend xxxxxxx inr within in 90 days, same page with joining/annual fee while selecting card" then applicable.

issue is i don't remember or have proof!

 

[LJGIBBS]

issue is i don't remember or have proof!

If you have spent required amount, in you next millennia statement 1 reward point will be credited mentioning ltf something. After that you will get your card fee in rewards portal.

 

[Cosmicgaze]

HDFC had given me a credit card I think it was titanium back in 2012, they did not ask for any income proof or details I was a student in cibil they reported occupation as others, had converted my account to savings max from a joint account with my dad. We are preferred members.
They had given me 50,000 limit. Never increased the limit even though I used it quiet a few times to 60% limit. When I started getting some work and pay they increased the limit To 70,000 I had only recieved a call from the customer care and asked if I was fine I accepted and they did so, when the card was due for expiring they issued regalia card.
Then I got into an accident and was unable to work and without income and the worries of repaying the card I stopped using it and it got closed. A person working with the bank told me once that limit enhancements will depend on how you repay the bill, your banking relation and balance maintained. My dad has a credit card with hdfc since 2006 they had given with 40,000 limit, it’s now at 12l, they used to call maybe once a year or more and offer increases without asking proof, infact my dad is retired since a few years and still they kept offering increases.

You can try applying for maybe one card or Kotak 811 savings account they should offer you a card based on your credit score.
I recently opened one, I did not have a card since 2018. They did offer me a very good limit and I took it.
My friend who is a student but has a score of 800 from using pay later got offered 25k limit. From reading some posts here on this site Kotak does offer limit enhancements frequently.

 

[Heisenberg37]

You have to request for LE manually by sharing Salary slips/ITR/Form 16

I do not think you have salary slips/ITR/Form 16 as of now

Automatic LE are Automatic.

I am also stuck at 36k from last 2 years even after sharing income Proofs and I also hold classic Account.

So I shifted to other Banks.

i am 19 and a imperia acc holder, but they are rejecting my application due to age policy

 

[VISHESH_BANSAL]

i am 19 and a imperia acc holder, but they are rejecting my application due to age policy

Wait for Pre-Approved Offer.

 

[Tejo]

i am 19 and a imperia acc holder, but they are rejecting my application due to age policy

If so..

Do heavy spends Using your dc, they will give pre-approved offer.

 

[Strange]

How's the usage of the card?
Since u have UTI bank card with higher limit u should try sending photocopy of the Front side of the credit card along with the last two months original statements to HDFC's Chennai Office. Sending email to PriorityRedressal.CreditCards@hdfcbank.com might work as well

I emailed grievance redressal to know the process of limit enhancement on C4C basis but they are asking me to send ITR or Salary Slip. I even emailed priority redressal to know the C4C limit enhancement process got the same reply by grievance redressal team after multiple follow ups. I have Axis, ICICI and Kotak CC with high credit limit, how to increase limit of my HDFC CC using C4C method? @Mr. Aman How did you convince them for C4C LE over email?

 

[Md Kaif]

I emailed grievance redressal to know the process of limit enhancement on C4C basis but they are asking me to send ITR or Salary Slip. I even emailed priority redressal to know the C4C limit enhancement process got the same reply by grievance redressal team after multiple follow ups. I have Axis, ICICI and Kotak CC with high credit limit, how to increase limit of my HDFC CC using C4C method? @Mr. Aman How did you convince them for C4C LE over email?

It's seems they aren't accepting limit increase requests based on C4C documents anymore. They have even updated the upgrade form(C4C option in removed in the the updated form)

Nevertheless you can try your luck. Download the old upgrade form(http://bit.ly/3qTuKc4), fill it up, sent it to their legendary Chennai and hope for the best

 

[Strange]

It's seems they aren't accepting limit increase requests based on C4C documents anymore. They have even updated the upgrade form(C4C option in removed in the the updated form)

Nevertheless you can try your luck. Download the old upgrade form, fill it up, sent it to their legendary Chennai and hope for the best

Someone mentioned on this forum that We have to attach a letter along with the LE form, Do you have any idea about this letter?

 

[Md Kaif]

Hi Kaif, we understand that you wish to increase the credit limit assigned to your card account.

In order to review your request, kindly send us a duly signed letter seeking Limit Enhancement along with the documents as given below.
1. Salaried - Attested copy of the latest payslip which is not beyond 45 days old and copy of the visiting card or Office Id card.

2. Self Employed - Attested copy of the latest ITR ( Income Tax Return ) and copy of the Pan card along with Computation of Income ( this is a part of the income tax returns form which the card holder submits, which lists out the individual breakup of the total
You may use our drop boxes placed for your convenience at our branches, alternatively you can mail your income documents to the address mentioned below.

HDFC Bank Cards Division.
PO BOX # 8654.
Thiruvanmiyur P.O.
Chennai 600 041

All income / supporting documents as mentioned above will need to be self-attested (duly signed by you) on the document along with a signed letter.

On receipt of the documents, we will review the credit limit assigned to your card account and notify you accordingly. -Varun, Service Manager

Someone mentioned on this forum that We have to attach a letter along with the LE form, Do you have any idea about this letter?

Just write a letter addressing it to The Manager, HDFC BANK CARDS DIVISION. Write that you need limit enhancement and mention the your are providing your other bank credit card statement as a document for limit enhancement

 

[Rajkumar]

How's the usage of the card?
Since u have UTI bank card with higher limit u should try sending photocopy of the Front side of the credit card along with the last two months original statements to HDFC's Chennai Office. Sending email to PriorityRedressal.CreditCards@hdfcbank.com might work as well

Want to know when this screen shot is taken?

 

[Md Kaif]

Want to know when this screen shot is taken?