Hdfc classic banking

[Iamgora]

I dont know what to do. What does this upgrade for free means? Does it means I don't have to maintain any minimum amount?

 

[reeshi]

This is HDFC Classic Banking program, In which You will get some features like lifetime free debit card, Zero MAB NON-MAINTENANCE charges, free ATM transactions and free money transfers.

To Be Eligible for this one need to maintain 1 lakh then he/she will be eligible for classic Banking, Still many gets upgrade if they just have good transactions. There is no MAB non-maintenance charges, So if you will not maintain the MAB, you will not be charged.
Also If you will upgrade and if you have good transactions in a month then it will not be downgraded.
Infact no-one gets downgrade from it, I had never seen anyone getting downgrade from classic banking.

My suggestions would be upgrade it and just maintain 1 lakh for 3 months (As this is the period where your account is under review)

So yeah there is not much Benefits but still you can upgrade it.

 

[Iamgora]

Actually this is my sallary account and I don't have a 6 figure sallary it's way less then it. And I never maintained a good balance on this account. And to maintain a 1L in my account I need atleast 3/4 months. And I talked with the Hdfc bank personal banker and he said it fine if I upgraded my account and not maintain it. I don't know what to do as of now.

 

[deep@vie]

Actually this is my sallary account and I don't have a 6 figure sallary it's way less then it. And I never maintained a good balance on this account. And to maintain a 1L in my account I need atleast 3/4 months. And I talked with the Hdfc bank personal banker and he said it fine if I upgraded my account and not maintain it. I don't know what to do as of now.

just avail it,no harm at all,even if you don't maintain MAB & it gets downgraded to standard after few months/years,enjoy till then

 

[Iamgora]

Thank you. But on banks net banking page i am not getting the offer

 

[Iamgora]

nothing happend when you click that green button in above shared image?

its gets me to banks home page

 

[helloworld]

its gets me to banks home page

no, actually it takes you to eva chat bot. give concent and wait for a day or 2, your netbanking color will change.

 

[Iamgora]

no, actually it takes you to eva chat bot. give concent and wait for a day or 2, your netbanking color will change.

there is a chatbot in the side tho. Let me check

 

[Iamgora]

no, actually it takes you to eva chat bot. give concent and wait for a day or 2, your netbanking color will change.

Thank You for guiding me. It worked. Let's hope to get classic banking.

 

[VISHESH_BANSAL]

no, actually it takes you to eva chat bot. give concent and wait for a day or 2, your netbanking color will change.

I have Received Same Offer.
In netbanking top left corner CLASSIC is Written But Colour is Same.

In Mobile Banking instead of STANDARD, CLASSIC is VISIBLE.

MY Account is upgraded to CLASSIC ? Colour change does not matter ?

 

[VISHESH_BANSAL]

yes, classic has same blue color so no issues and not much difference with normal account.

Enjoy, 0 AMB charges and 0 debit card charges. If that RM is responsive, do make friendship and get things done.

My Account is Savings Max.
I do not need to maintain even 25k after Upgrade to Classic ?

I was thinking to close the Account to withdraw the balance but HDFC triggered the offer at right time.

 

[MOhit __]

no, actually it takes you to eva chat bot. give concent and wait for a day or 2, your netbanking color will change.

I am also getting this offer over the last six months, i am not upgrading to classic because
I already have free platinum debit card, RM,
Regalia credit card, zero imps charges,

I don't see any benefits of classic, in classic imps transaction are chargable...

 

[VISHESH_BANSAL]

I am also getting this offer since last six months, i am not upgrading to classic because
I already have free platinum debit card, RM,
Regalia credit card, zero imps charges,

I don't see any benefits of classic, in classic imps transaction are chargable...

So How your IMPS charges are free ?

 

[MOhit __]

So How your IMPS charges are free ?

In salary accounts no charges for Imps

 

[pprakash11]

@VISHESH_BANSAL How you got Classic Banking? Were you maintaining 1 L ?

 

[VISHESH_BANSAL]

@VISHESH_BANSAL How you got Classic Banking? Were you maintaining 1 L ?

In 2021 upgraded my Account to Max. Consistently Maintaining Sharp 25k.

I am thinking to close my Account as I need the Amount and if I withdraw without closing NMC will be deducted.

HDFC triggered the offered at right time.

My friend also got the same offer.

BOTH of us Maintaing a particular Amount Consistently as AMB and making and receiving only big transfers I.e above 50k

 

[pprakash11]

I have also been maintaining consistently 40K in Savings Max since July 2021 when I opened this account.
No offer till now.

 

[VISHESH_BANSAL]

I have also been maintaining consistently 40K in Savings Max since July 2021 when I opened this account.
No offer till now.

Only GOD Knows on Which Criteria Bank trigger Pre-approved Credit Card and other offers.

Me and My Friend Applied Axis Credit Card.
My CIBIL 750+ , His CIBI Zero Fresher.

Income Almost same.

I became the Part of prestigious 15k Club.
He got 1Lakh+ limit.

 

[Iamgora]

@VISHESH_BANSAL How you got Classic Banking? Were you maintaining 1 L ?

I dont know about him but it's my salary account and I maintain around 20k rest I take out for other purposes. and I have been upgraded to classic banking

 

[Iamgora]

Only GOD Knows on Which Criteria Bank trigger Pre-approved Credit Card and other offers.

Me and My Friend Applied Axis Credit Card.
My CIBIL 750+ , His CIBI Zero Fresher.

Income Almost same.

I became the Part of prestigious 15k Club.
He got 1Lakh+ limit.

for me i applied Flipkart axis i got a 16k limit 3 months before that I applied for amazon icici and I got 1.8L and i have a cibil score or 765+