IOB online account opening detailed process - Best for RSDC

[telescope]

The sms charges are now 25 paise per sms, with no upper limit. So if you do 500 transactions in a month ur sms charges will be 0.25x500=Rs. 125/- for that month.

They don't update their website, info on their site is pure garbage.
Rs 15/- per quarter charge is absolutely wrong.

Can not we take this matter with RBI BO? Every bank by law has to keep schedule of charges upto date always.

 

[telescope]

I said this 100 times on many threads, iob is horrible and shitty bank, stay far from it.

Only good this is superior foreign inward remittance rates. No other bank can beat them.

 

[Lorddiesel]

Can not we take this matter with RBI BO? Every bank by law has to keep schedule of charges upto date always.

Updated on their website now -

Small correction , it's 25 paise + gst, per sms.

If you have more than 50 debits in a month, you will be charged Rs 5/- per debit in that month.
If you don't use your account, you will be charged Rs 40/- a month as penalty.

It should be Indian Clowns Bank.

https://www.iob.in/upload/CEDocuments/iobService-Charges-Related-to-Digital-Banking-10072024.pdf

https://www.iob.in/upload/CEDocuments/iobService-Charges-Related-to-General-Banking-other-than-advances-10072024.pdf

 

[telescope]

If you don't use your account, you will be charged Rs 40/- a month as penalty.

It should be Indian Clowns Bank.

Now this is something new to me.

 

[Ram1]

Updated on their website now -

Small correction , it's 25 paise + gst, per sms.

If you have more than 50 debits in a month, you will be charged Rs 5/- per debit in that month.
If you don't use your account, you will be charged Rs 40/- a month as penalty.

It should be Indian Clowns Bank.

https://www.iob.in/upload/CEDocuments/iobService-Charges-Related-to-Digital-Banking-10072024.pdf

https://www.iob.in/upload/CEDocuments/iobService-Charges-Related-to-General-Banking-other-than-advances-10072024.pdf

Its 40 rs per half year not monthly.
I guess we do atleast one transaction in 6 months.
Atleast to redeem rsdc benefits.

Better to use UPI lite then making 50 debits in a month to avoid 5rs.

And need to find a way to turn off sms alerts.

 

[Raaghul5]

Rupay classic delivered to home address, but still upgrade card feature is not showing.

 

[Ram1]

Rupay classic delivered to home address, but still upgrade card feature is not showing.

Check netbanking once

 

[Lordkk]

Updated on their website now -

Small correction , it's 25 paise + gst, per sms.

If you have more than 50 debits in a month, you will be charged Rs 5/- per debit in that month.
If you don't use your account, you will be charged Rs 40/- a month as penalty.

It should be Indian Clowns Bank.

Its 50 debit every six month free and this is applicable to only branch transactions.

 

[Lorddiesel]

Now this is something new to me.

This is the only Bank which charges for non usage of account. I stand corrected, Rs 40/- per half year.
But still has these strange charges.

 

[HumorSimpson]

Its 50 debit every six month free and this is applicable to only branch transactions.

<img data-fr-image-pasted="true" src="data:image/png;base64,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

Whats a branch transaction?

 

[Lorddiesel]

Its 50 debit every six month free and this is applicable to only branch transactions.

<img data-fr-image-pasted="true" src="data:image/png;base64,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

Its 50 debit every six month free and this is applicable to only branch transactions.

<img data-fr-image-pasted="true" src="data:image/png;base64,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

50 trx per six months is nothing. Where does it say only for branch?

 

[Lorddiesel]

See attached files

 

[Lorddiesel]

Its 40 rs per half year not monthly.
I guess we do atleast one transaction in 6 months.
Atleast to redeem rsdc benefits.

Better to use UPI lite then making 50 debits in a month to avoid 5rs.

And need to find a way to turn off sms alerts.

Sms alerts can only be turned off at the branch, need to fill a form along with copy of aadhaar plus pan.

After sms alerts are off, your internet banking will be cancelled immediately.

 

[Lordkk]

Whats a branch transaction?

Branch transaction includes things like cash withdrawal from branch, passbook printing etc.

50 trx per six months is nothing. Where does it say only for branch?

Here :

 

[Lorddiesel]

Branch transaction includes things like cash withdrawal from branch, passbook printing etc.

Here :

It says- 50 debit transactions except BANK CHARGE PER HALF YEAR.

It says bank charge, not branch transactions. Read it carefully. @telescope . Please help him to understand

 

[Ram1]

Sms alerts can only be turned off at the branch, need to fill a form along with copy of aadhaar plus pan.

After sms alerts are off, your internet banking will be cancelled immediately.

What!!!
Whats the link between sms alerts and internet banking?
Have u tried? And asked reason? Tried to escalate?

 

[Lorddiesel]

Enlarged photo here

 

[Ram1]

Its 50 debit every six month free and this is applicable to only branch transactions.

View attachment 109163

Ok its not for imps neft upi transactions right
Nice

 

[Lorddiesel]

What!!!
Whats the link between sms alerts and internet banking?
Have u tried? And asked reason? Tried to escalate?

Yes . When I closed sms , internet banking got deactivated, asked the Branch, they said that's how it works in IOB .

I closed account immediately

 

[Ram1]

Branch transaction includes things like cash withdrawal from branch, passbook printing etc.

Here :

Only financial services like cash withdrawals, deposits