Try closing some cards(banks like IDFC report shared cards as different CIBIL enteries inflating our overall limit) or reduce your least used cards' limit. Like how Sumanta da keeps a Rs.1 limit in his BOB card😅. If the combined limit across all cards remains below 1.5-2X of ur annual package then SBI will not have any problem. I got SBI card even at a combined limit of 1.5X my annual package. Otherwise applying physically from the branch using ITR is the only way to go.
Even if i enter 40L salary they wont give me any card (because i am a co-borrower for a 1 khoka HL)
They ask the annual salary declaration while applying through SBI Sprint. Their CC executives also confirm the same while filling ekyc on phone. In ur case even with 40L salary ur combined credit limit is still>2X of ur salary. Maybe thats y their algorithm autorejects ur application. Tough luck.
You are bhai zoned by sbi? 🙀
OverLeveraged ka chakkar
I don't think it will last long, as these are newly launched cards and have been issued to a limited number of people due to over-leveraged issues.
My cashback was never debited for Big Bully sale in 2022
I think Us time to cashback card deliver bhi nahi hua to logo ka.
I applied on day 1 along with my friend and got it around 14th Oct 2022
SBI CB was already giving 5% on Amazon/Fk. People were double dipping the 10% SBI discount with this 5%. So SBI was bleeding money heavily. Maybe thats y they stopped it. But the base rate in phonepe and Tataneu card is just 1-1.5% and that too not as statement credit(atleast in Tata neu cards). So i dont think SBI will care much. SBI BPCL cards were launched even before CB card and they still continue to give their base return in addition to being eligible for 10% discount. Not sure about phonepe card but I m pretty sure Tata neu cards wont be harmed in future like the bpcl cards. Only time will tell. Till then🤞
Yes, I also applied on Day 1. Received the card before the sale start day. Used it for getting the discount. Received the cashback. But after some days SBI deducted the cashback
Ditto here. ..
Never underestimate Chindi Chor SBI Card as they debited my card account for redeeming SimplyCLICK reward points that I had earned on an instant discount order. So, they can deduct reward points from any card if they want, especially if you've already received an instant discount on that order.
You got lucky or they forget to debit your card account.
Yeah it will work for few days or months to attract customers,later they reverse all the cashback for bank discount transactions
Abhi Naya hai bhai thora ruk jao ho sakta hai isko hata de jaise swiggy hdfc bhi kaam karta tha par baad me hata diya
Even they reverse cash back, then also it's okay but don't exclude it from bank discount. Because we already getting 10 percent discount and where no bank discount 5 percent cash back.
As per SBI card policy they will reverse the reward points. They do that with every card afaik.
