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SBI Card PhonePe SBI Card – CVP new SBI CC launching

Is it giving 10% on scan & pay through phonepay or 1%

Offline qr codes on merchant shops
Have read that the newly launched HSBC Rupay Cashback offers 10% on Scanning(eligible) QR.
If not why they(SBI/HDFC) bother to launch a RUPAY cc.
Just for the sake of 1%? or because of RBI pressure to launch(hereafter) rupay variant in all segments?
 
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