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Hey TFCians, It’s that time of the year again, the festive season in India, when most of us go on a shopping spree! And like every year, both Flipkart and Amazon are back with their biggest annual sales, right before Dussehra and Diwali. 🛒 Flipkart Big Billion Days Sale 2025 📅 Sale Dates: Starts 23rd September, 2025 ✨ Early Access: 24 hours early for Plus and Black members 💳 Credit Card Offers: Flat 10% instant discount on ICICI Bank and Axis Bank Credit Cards. If you don’t have these...

Hey TFCians, TopCashback is back with a crazy offer - this time on NordVPN. 100% CASHBACK Offer! Effectively, NordVPN subscription is free. 🚀 How to grab it: Register on TopCashback using my link: https://www.topcashback.com/ref/tfsm (referral link — supports us 🙌). Search for NordVPN and open the page. Click “Get 100% Cash Back.” You’ll be redirected to NordVPN → Click “Get NordVPN.” Choose the 2-year basic plan. 💡 I suggest the 2-year basic plan ($83.43). You’ll get: 2 years of...

Hey TFCians, Here we are - a community of more than 50,000 like-minded individuals, discussing credit cards and banking every single day. But today, let’s get a bit personal. Let’s talk about how you started your credit card journey. This isn't just about which card you got first or what your initial experience was. Let’s go deeper - where did you first hear about credit cards? What were your expectations? What was your background at that point in life? I’ll start this fun by sharing my...

Hello, I just wanted to post this to bring it to the attention of fellow technofinians and hear your take. This is something I have noticed while perusing through the HDFC Credit card offers currently running on Flipkart. It seems HDFC has restructured the category and reward system of its cards. I am currently holding 4 HDFC cards. 1. HDFC Swiggy card 2. PIXEL HDFC card 3. Freedom HDFC Card (My dads card) 3. Virtual HDFC Rupay UPI card The Flipkart sale currently running offers Rs. 2100...

X is filled with people claiming Atlas would not be issued post August 31st. Is this to be taken seriously? or this could actually happen? to push more sales in Horizon and the almighty Olympus applications to open up for the general public

With the increasing use of UPI, cases of online fraud have become more frequent. Many victims give up hope of recovering their money, assuming it is lost forever. However, there is a proper legal process that can help victims retrieve their funds if they act quickly and follow the right steps. I went through this process myself after two fraudulent transactions of ₹5,000 and ₹25,000 were carried out from my account. Here is exactly how I managed to get my money back. ⸻ 1. Report...

At a time when most credit cards are reducing their rewards, the Kredit.Pe Yes Bank Ace Credit Card feels like a welcome change. Launched in September 2024, it’s a lifetime free RuPay credit card that offers something rare — 2% unlimited cashback on UPI payments. That’s a big deal, especially since very few credit cards reward UPI spending anymore. This card is one of the first major tie-ups between a fintech company (Kredit.Pe) and a traditional bank (Yes Bank) to offer such a benefit. If...

TF Folks, As you guys know I am a travel buff and try to travel as much as I can within my professional schedules. I wanted to share my experience of my journey in Palace on Wheels (one of the ten luxury trains available in India). Palace on wheels is the second ranked in India (where first in Maharaja Express) and 4th in the World . Palace on Wheels is operated by Indian Railways & Rajasthan Tourism board. Palace on Wheels was firstly incorporated in 1982 and later on refurbished in...

Hello Everyone, Here, you can find Bank's Customer Care Dept details (Banking related queries) Special mention to @ritwik2000 :bottle-with-popping-cork: for providing id's while making this thread Note : Please refer to official Bank website for latest details. Details in following post might not be updated Bank ( hyperlink to Contact us page has been included ) banks have started migrating to bank.in domain - the link might not be the latestPhoneCustomer Care - First point of Contact...

If you have Axis Salary Account & your company is in Axis list of premium corporates (which lot of companies are) then you can use following visa debit card to pay credit card bills & earn 1% flat cashback. Been using it from 2023 Nov/Dec. Account Type Easy Salary (SAPPR) customers with the Visa Classic Debit Card Prime Salary (SAPPM) with the Titanium Rewards Debit Card Priority Salary (SBPBS) with the Priority Platinum Debit Card Burgundy Salary - Doesn't work (that's why not upgrading...

Guys, This has been a long-pending task for me. I’ve always wanted to create a platform like Wikipedia—focused on credit cards and banking in India. Many of you have also suggested building something like this to make information more accessible and organized. The website is now live! But to make it successful, I need your help in creating credit card pages. Just like Wikipedia, this platform will rely on crowdsourced data. Anyone can edit pages, but to prevent spam, only registered...

This is not a new change : https://www.technofino.in/community/threads/which-card-s-to-use-for-paying-large-utility-bill.13906/post-241370 Image source : Amazon help section > Bill payments & Recharges > Bill payments > How do I make a bill payment? . Limits set for usage of Apay balance in Utility bill payments . First 5 payments in a calender month are permitted to be done with amazon pay balance . 6th payment onwards , only amazon pay UPI is permitted. Amazon pay balance can be...

For many years I had been paying CC bills manually along with appropriate payment methods and different platforms to get some rewards. All these years nothing went wrong, since I was doing it manually. For obvious reason, I have been using HDFC billpay's smartpay feature to pay cc bills since past 2 months. The whole idea of HDFC only initiating bill payment just 4 days before due date always made me uncomfortable, and adding to that they only initiate it next day morning!! For that...

Cyber fraud in India has seen a dramatic rise. In FY2023, there were 75,800 cases reported with losses of ₹421.4 crore. In just a year, those numbers jumped to 2,92,800 cases and ₹2,054.6 crore in losses by FY2024. That’s a 5x increase - a sign that cyber fraud is not just growing but exploding. To tackle this, the Government of India has provided the National Cybercrime Reporting Portal (cybercrime.gov.in) and a dedicated helpline: 1930 to report such incidents. The National Crime Records...

Purchasing a car is a dream for many middle-class families like ours. Whenever we think about buying something expensive, we instinctively look for ways to save a little extra while spending the necessary amount. As credit card enthusiasts, we try to utilize our cards for shopping, bill payments, and earning rewards—so why not use a credit card for purchasing a car? A typical family car costs anywhere between ₹8 lakhs to ₹20 lakhs. If we strategically use our credit cards for such a...

TF Folks, As IPL 2025 approaching, we will have this thread for IPL 2025 discussion. Schedule: All Captains:

🎉 TechnoFino Community Hits 50,000 Members – A Huge Milestone! 🎉 Hello TF Family, Today (22nd March, 2025), we are thrilled to announce that TechnoFino Community has reached 50,000 registered members! 🚀 Our journey started on February 20, 2022, and in just three years, we've built India's leading banking & finance community—without any paid promotions, free giveaways, or artificial traffic boosts. Instead, we've grown organically, thanks to our quality content, authentic information, and...

Hello TF Community Members, We are excited to introduce a range of badges for you to collect and showcase on your profile! You can find the complete list of available badges here: TF Community Badges Most badges (except a few) have three levels—Silver, Gold, and Elite Infinite. Based on the eligibility criteria, you'll receive the corresponding badge. Check the badge list to see the eligibility requirements for each badge. Some badge categories will be awarded manually. Check the...

A few days ago, a friend of mine purchased Amazon Pay Gift Vouchers (AGV) from a stranger in a Telegram group. The seller was offering a 10% discount, which seemed too good to pass up. Sensing potential risk, my friend decided to test the waters by purchasing a small amount first. The vouchers were delivered promptly, and my friend successfully redeemed them without any issues. Encouraged by the smooth transaction, my friend placed a larger order. Again, the vouchers were delivered and...

I recently had an extremely unpleasant and unjust experience at Bank of Baroda (BoB) – Suri Branch, Birbhum, while trying to close my PMJDY savings account and open a BOB Super Savings Account with a platinum RuPay card. Issues Faced at the Bank On 06/03/2025, when I visited the branch for my request, the staff denied service, provided misinformation, and refused to give a written response to my legitimate queries. The key issues were: False Information About Account Closure – They...