Limited Time Festive Offer: Refer an American Express Card to your friends and family and get a set of Limited Edition Playing Cards

If you’re into luxury travel and enjoy how your favourite credit card rewards can be converted into Airmiles and hotel loyalty points, you’ll love spreading the word about them and earning some bonus points in the process! Very few card issuers offer a referral benefit in India. The American Express Member-Get-Member is the most rewarding program for both the referrer(MGMer) and the referee(MGMee).

This post will cover the complete American Express MGM Program to help you maximise your referrals.

What is the Member-Get-Member Program?

The American Express Member-Get-Member Program is a way to earn bonus points for spreading the word about AMEX cards with others.

You get a unique link for every card you hold with AMEX which needs to be shared with the MGMee. And, when MGMee gets a card approved through that link, you will earn bonus points for your endeavour. The MGMee can apply for any of the cards from the AMEX portfolio irrespective of the card you hold.

I believe referring your friends and family is a great way to earn those valuable MR (Membership Reward) points.

Whom Can You Refer?

AMEX Member-Get-Member program is intended to invite your friends and family for an American Express Card.

There are certain situations in which you may not receive a referral bonus:

• The MGMee receives the link but doesn’t apply using your link.
• The application gets rejected due to any reason whatsoever.
• Your past dues are not clear and your account stands inactive.
• You have reached the maximum number of points you can earn in a calendar year on the card you hold.

What are the benefits for the MGMee?

I am listing all the AMEX Cards and the benefits one gets over applying directly. These are subject to change hence the offers must be verified online before applying.

Other than the bonuses mentioned below, AMEX is offering a set of Limited Edition Playing Cards to the MGMee per approved application between 14th September 2023 till 31st October 2023, if the application is approved before 6 PM on the offer end date. This is a great but limited-time offer (LTO) for all those who love to play cards on Diwali Night which is just around the corner.

AMEX Platinum Card

• Annual fee: ₹60,000 plus applicable taxes
• 10,000 Referral Bonus Membership Rewards points when you spend INR 5,000 within 90 days of Cardmembership*
• Stay vouchers worth INR 45,000 from Taj, SeleQtions and Vivanta Hotels* as welcome gifts within 6-8 weeks of payment of the annual fee and upon spending INR 50,000 in the first 2 months of Cardmembership.
• A set of Limited Edition Playing Cards if your application is approved between 14th September 2023 and 31st October 2023, 6 PM IST.

AMEX Platinum Reserve Card

• First Year fee: ₹5,000 + Applicable Taxes
• Second year onwards:  ₹10,000 + Applicable Taxes
• 4,000 Referral Bonus Membership Rewards® points when you spend INR 5,000 within 90 days of Cardmembership*
• Welcome Gift of 11,000 Bonus Points on payment of the annual fee and on spending an additional INR 25,000 within 90 days of Cardmembership.
• A set of Limited Edition Playing Cards if your application is approved between 14th September 2023 and 31st October 2023, 6 PM IST.

AMEX Platinum Travel Card

• First Year fee: ₹3,500 + Applicable Taxes Nil
• Second year onwards: ₹5,000 + Applicable Taxes
• 2,000 Referral Bonus Membership Rewards® points when you spend INR 5,000 within 90 days of Cardmembership*
• A set of Limited Edition Playing Cards if your application is approved between 14th September 2023 and 31st October 2023, 6 PM IST.

AMEX Gold Charge Card

• First Year fee: ₹1,000 + Applicable Taxes
• Second year onwards: ₹4,500 + Applicable Taxes
• 2,000 Referral Bonus Membership Rewards® points when you spend INR 5,000 in the first 90 days of Cardmembership*
• Welcome Gift of 4,000 Bonus Membership Rewards® Points on payment of the annual fee and spending an additional INR 5,000 within 90 days of Cardmembership*
• A set of Limited Edition Playing Cards if your application is approved between 14th September 2023 and 31st October 2023, 6 PM IST.

AMEX Membership Rewards Card

• First Year fee: ₹1,000 + Applicable Taxes Nil
• Second year onwards: ₹1,500 + Applicable Taxes
• 2,000 Referral Bonus Membership Rewards® points when you spend INR 5,000 within 90 days of Cardmembership*
• A set of Limited Edition Playing Cards if your application is approved between 14th September 2023 and 31st October 2023, 6 PM IST.

AMEX SmartEarn Card

• Annual fee: ₹495 plus applicable taxes
• 2,000 Referral Bonus Membership Rewards® points for being referred to American Express, when you spend INR 5,000 in the first 90 days of Cardmembership*
• ₹500 cashback as a Welcome Gift on eligible spends of an additional INR 5,000 within 90 days of Cardmembership
• A set of Limited Edition Playing Cards if your application is approved between 14th September 2023 and 31st October 2023, 6 PM IST.

How to Refer A Friend to an AMEX Card?

• Go to https://www.americanexpress.com/en-in/referral and log in to your AMEX account
• Next, choose the card on which you wish to earn the referral bonus. Your friend can apply for any of the cards from the AMEX portfolio

• Once you choose the card, you can either mail your personalized link via e-mail or simply copy it and share it directly with your friend
• Once your friend’s card is approved through your referral link, you become eligible to receive the bonus Membership Rewards Points

Cards With Member-Get-Member Bonuses

I am listing all the AMEX Cards with their referral bonuses. These are subject to change hence the offers must be verified online before applying.

Other than the bonuses mentioned below, AMEX is offering a set of Limited Edition Playing Cards to the MGMer, per product used to make successful referrals between 14th September 2023 and 31st October 2023, if the application is approved before 6 PM on the offer end date.

AMEX Platinum Card

• Earn 25,000 Membership Rewards points for each successful referral for an American Express Platinum Card.
• Earn up to 5,00,000 Membership Rewards points in a calendar year.

AMEX Platinum Reserve Card

• Earn 8,000 Membership Rewards points for each successful referral for any American Express Card available in the market.
• Earn up to 1,50,000 Membership Rewards points in a calendar year.

AMEX Platinum Travel Card

• Earn 8,000 Membership Rewards points for each successful referral for any American Express Card available in the market.
• Earn up to 1,50,000 Membership Rewards points in a calendar year.

AMEX Gold Charge Card

• Earn 8,000 Membership Rewards points for each successful referral for any American Express Card available in the market.
• Earn up to 1,50,000 Membership Rewards points in a calendar year.

AMEX Membership Rewards Card

• Earn 8,000 Membership Rewards points for each successful referral for any American Express Card available in the market.
• Earn up to 1,50,000 Membership Rewards points in a calendar year.

AMEX SmartEarn Card

• Earn 5,000 Membership Rewards points for each successful referral for any American Express Card available in the market.
• Earn up to 1,50,000 Membership Rewards points in a calendar year.

Final Thoughts

The American Express Member-Get-Member Program is a great way to earn rewards by referring your friends and family for an American Express Card. Once you accumulate the bonus points, you can redeem your points for your next holiday!

Click here to APPLY NOW for an American Express Card that complements your lifestyle.

Bhavye Goel

Chief Editor, TechnoFino.
Personal finance nerd! Physics enthusiast and trainer. When not into Physics, he is minting points and hunting for the next best credit card for himself.