InudsInd Pinnacle Credit Card

Pinnacle Credit Card offers a luxurious range of unique travel, lifestyle, and golf privileges. Its unique feature being the Zero MAB Exclusive savings account.

Charges

• Annual Fee: NIL
• Joining Fee: ₹15000 + GST (₹5000 + GST for Grande and Legacy customers)

Joining Fee Waiver Condition

For Grande and Legacy account holders can avail Pinnacle Credit Card with joining fee of ₹5,000 + GST which is waived on spending spending ₹50,000 within 90 days of issuance. The same is available to new customers to IndusInd bank too depending on the offer.

Welcome & Renewal Benefits

You'll have an option to select one from the below options for customers who pay joining fee ₹15000 + GST.

• MontBlanc Gift card worth ₹15,000
• Luxe Gift card worth ₹15,000
• 1 night stay at PostCard Hotels
• Gift Card worth ₹10,000 from Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola and more.
• Gift card worth ₹15,000 from Pantaloons, Bata, Raymond, Hush Puppies, and more.

Key Features & Benefits

Airport lounge access

• Domestic Lounges: 1 lounge access per quarter, total 4 in an year. Click here for list.
• International Lounges: 1 lounge access per quarter though Priority Pass program.

Golf privileges

As an IndusInd* Bank Pinnacle Credit Card holder, gain exclusive access to some of the most picturesque golf courses and golf clubs in India.

• Golf Game: 1 complimentary golf game per month specially hosted for you at leading golf clubs.
• Golf Lessons: Cardholders can also 1 personalized golf coaching session per month at select Indian golf courses.
• Hole in one insurance:
• Booking: Bookings can be made through this link and click here for the list of eligible golf courses.

*Spend ₹25,000 in previous billing cycle to be eligible for golf bookings.

Dining and movie discounts

Dining Offer

EazyDiner: 10% off upto ₹500 per month on min. bill value of ₹2000.

Free Movie Tickets

BookMyShow: Buy 1 Get 1 movie tickets on BookMyShow app/website 3 times a month upto ₹200 per ticket.

Fuel surcharge waivers

• 1% waiver on fuel surcharges across all fuel stations in India.
• Eligible on transactions between ₹500 and ₹4,000, capped to ₹500 in a billing cycle.

Foreign Currency Markup

• Forex mark-up fee of 3.5% + GST will be levied on the transaction amount on all international transactions.

Insurance Covers

• Air Accident Insurance: ₹25 Lakhs
• Travel Insurance
  • Baggage lost: ₹1 Lakhs
  • Delayed baggage: ₹25,000
  • Loss of passport: ₹50,000
  • Lost ticket: ₹25,000
  • Missed connection: ₹25,000

Pinnacle Concierge

The IndusInd Bank Pinnacle Credit Card offers a team of highly efficient professionals, accessible from any corner of the world, to assist you with any support required. This is a complimentary service with a host of premium benefits. All you have to do is call for assistance and they will take care of the rest. The 24x7 concierge service offers you:24x7 concierge services that offer:

• Pre-trip assistance
• Hotel reservation
• Flight booking
• Sports and entertainment booking
• Exclusive booking
• Flowers and gifts

Reward Points Program

A. Earning Reward Points

• E-Commerce transactions: 2.5 reward points for every ₹100 spent
• E-Commerce travel and airline transactions: 1.5 reward points for every ₹100 spent
• PoS transactions: 1 reward points for every ₹100 spent
• Select Merchant Categories: 0.7 reward points for every ₹100 spent

Select Merchant Categories

• Utility Bill Payments
• Insurance Premium Payments
• Government Services/Charges/Payments
• Education Institute Fees
• Real Estate/Rental Payments

B. Redeeming Reward Points

• Indus Moments: Redeem your points in Indus Moment offerings at 1point = ₹1
  • Vouchers: Points + Cash
  • Product Catalogue: Points completely redeemable
  • Travel bookings: Points completely redeemable
• Pay with Rewards: Redeem on TWID pay with 1point = 0.75p
• Airmiles: 2points = 1 Kriflyer Mile
• Cash Redemption: 1point = 0.75p

C. Reward Points Terms & Conditions

1. Earn reward points only for spends upto the assigned credit limit in every statement cycle.
2. Transactions below ₹150 will not earn any reward points.
3. Redeem your points on Indus Moment offerings
   1. Vouchers: Points + Cash
   2. Product Catalogue: Points completely redeemable
   3. Travel bookings: Points completely redeemable
4. Redeem on TWID pay with rewards upto 15% on transactions. Fee will be levied on redemption.
   1. Upto 200: ₹10 + gst
   2. 201 to 500: ₹15 + gst
   3. Above 501: ₹20 + gst
   4. On flgihts: ₹50 + gst
5. Transfer to Krisflyer Miles at 2points = 1 Kriflyer Mile with minimum points: 500 and multiples of 100.
6. For redemption against cash, a minimum of 500 points is required.
7. You can redeem a maximum of 7,500 reward points in a statement cycle.
8. Reward Redemption fee of ₹149 + gst will be applicable.
9. No reward points are awarded on fuel transactions.
10. Reward points remain valid for 2 years/24 months from the date of accrual.
11. Cumulative fuel transactions above ₹50,000 in a statement cycle will attract a fee of 1% + gst on entire fuel transaction in that cycle.
12. Cumulative Education spends above ₹45,000 made through third party apps in a statement cycle will attract a fee of 1% + gst on entire education spends in that cycle.

Additional Benefit

Linking your IndusInd Pinnacle Credit Card with IndusInd Exclusive savings account will make it a Zero MAB account which requires 1L/2L MAB depending on city.

Eligibility Criteria

• For salaried individuals: ₹ 10 lakh per annum
• For self-employed: ₹ 12 lakh per annum

Upgrade Options

• Free pre-approved upgrade options is offered for select individuals.
• Contact customer care and ask for upgrade on your current card by paying one time fee of ₹15000 + GST.