Axis Bank Airtel Credit Card
Introduction
The Airtel Axis Bank Credit Card is made for people who use Airtel services regularly and love getting cashback. It’s designed to give maximum savings on your Airtel bills, utility payments, and even food or grocery orders.
Charges
- Joining Fee: ₹500 + GST
- Annual Fee: ₹500 + GST (every year)
Annual Fee Waiver
Spend ₹2,00,000 or more in a year to get the next year’s annual fee waived.
Welcome & Renewal Benefits
- Get an Amazon e-voucher worth ₹500 when you make your first transaction within 30 days of card issuance.
Key Features & Benefits
| Spend Category | Cashback Rate | Monthly Cap |
|---|---|---|
| Airtel Mobile, Broadband, WiFi & DTH via Airtel Thanks App | 25% | ₹250 |
| Utility Bill Payments via Airtel Thanks App | 10% | ₹250 |
| Swiggy, Zomato, BigBasket via Airtel Thanks App | 10% | ₹500 (combined) |
| All other eligible spends (incl. education payments) | 1% | No cap |
💡 Cashback is credited monthly, 3 days before your bill is generated. Only on eligible spends.
👉 Pay utility bills via the Airtel Thanks app and get 10% cashback (up to ₹250/month) — includes recharges for Jio, Vi, BSNL, and other telecom operators too.
What Qualifies for Cashback
- Airtel recharges, broadband, DTH bills — via Airtel Thanks app
- Utility bill payments (gas, electricity, etc.) — via Airtel Thanks app
- Orders from Swiggy (food only), Zomato (food only), BigBasket (BB & BBnow only)
- Other eligible spends — like shopping, travel, education payments (e.g. valid school/college fees), etc.
What Doesn’t Qualify
- EMI transactions or spends later converted to EMI
- Fuel, rent payments, wallet loads, jewellery
- Insurance, government services
- Utility spends not done via Airtel Thanks app
- Card fees, charges, cash advances
Additional Benefits
- 1% Fuel Surcharge Waiver Valid on fuel spends between ₹400 to ₹4,000 (max ₹400/month waiver).
- Domestic Airport Lounge Access Get 4 complimentary domestic lounge visits per year (1 per quarter). Minimum spend of ₹50,000 in the previous 3 months required to unlock this benefit.
Eligibility
- Minimum age: 18
- Should have a steady income
- Approval depends on Axis Bank’s internal checks (your credit score and all that)
Upgrade Options
There’s no direct upgrade path from another Axis Bank card, but you can always apply for this one separately.