HDFC Bank Swiggy Credit Card
The Swiggy HDFC Bank Credit Card is the one of the most popular co-branded credit cards offered by HDFC Bank. This cashback credit card offering has been focused online shopping since its introduction in July 2023.
Charges
- Annual Fee: ₹500 + GST (renewable annually)
- Joining Fee: ₹500 + GST.
Annual Fee Waiver Condition
HDFC Bank offers a waiver of the renewal fee if the cardholder spends ₹2 lakh or more in the previous card membership year.
Welcome Benefits
Upon successful card activation, the cardholder receives:
- Complimentary Swiggy one Membership for 3 months.
Key Features & Benefits
Online Shopping
- 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie).
- 5% Cashback on online spends across online MCCs.
- 1% cashback on other non-EMI spends (except Fuel, Wallet, Rent payments, Jewellery, Govt related transactions.)
Offline Use
- 1% cashback (except Fuel, EMI, Wallet, Rent payments, Jewellery, Govt related transactions).
Golf Benefits (Mastercard)
- Access to golf courses worldwide and 12 free lessons per year .
- 4 complimentary rounds of green fees per calendar year.
- Discounted golf services at 50% of the green fee beyond complimentary sessions.