HDFC Bank Millennia Credit card: Difference between revisions

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Reward redemption
 
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* '''1% Fee Applicable:''' On education payments via '''third-party platforms''' such as (but not limited to) '''CRED, PayTM, Cheq, MobiKwik''', etc.
* '''1% Fee Applicable:''' On education payments via '''third-party platforms''' such as (but not limited to) '''CRED, PayTM, Cheq, MobiKwik''', etc.
* '''Cap:''' Fee capped at '''₹3,000 per transaction'''.
* '''Cap:''' Fee capped at '''₹3,000 per transaction'''.
=== Rewards Redemption Charges ===
* Cashback is given as '''CashPoints''' (valid for 2 years)
* Minimum '''500 CashPoints''' required to redeem
{| class="wikitable"
!'''Redemption Option'''
!'''Value'''
!'''Redemption Fee'''
|-
|Statement Credit
|1 CashPoint = ₹1
|₹50 + GST
|-
|Flights/Hotels on SmartBuy
|1 CashPoint = ₹0.30
|₹99 + GST
|}
Best value: Go for '''statement credit''' to get full 1:1 cashback.


==== Additional Notes ====
==== Additional Notes ====