HDFC Bank Millennia Credit card: Difference between revisions
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Reward redemption |
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* '''1% Fee Applicable:''' On education payments via '''third-party platforms''' such as (but not limited to) '''CRED, PayTM, Cheq, MobiKwik''', etc. | * '''1% Fee Applicable:''' On education payments via '''third-party platforms''' such as (but not limited to) '''CRED, PayTM, Cheq, MobiKwik''', etc. | ||
* '''Cap:''' Fee capped at '''₹3,000 per transaction'''. | * '''Cap:''' Fee capped at '''₹3,000 per transaction'''. | ||
=== Rewards Redemption Charges === | |||
* Cashback is given as '''CashPoints''' (valid for 2 years) | |||
* Minimum '''500 CashPoints''' required to redeem | |||
{| class="wikitable" | |||
!'''Redemption Option''' | |||
!'''Value''' | |||
!'''Redemption Fee''' | |||
|- | |||
|Statement Credit | |||
|1 CashPoint = ₹1 | |||
|₹50 + GST | |||
|- | |||
|Flights/Hotels on SmartBuy | |||
|1 CashPoint = ₹0.30 | |||
|₹99 + GST | |||
|} | |||
Best value: Go for '''statement credit''' to get full 1:1 cashback. | |||
==== Additional Notes ==== | ==== Additional Notes ==== |