HDFC Bank Infinia Credit Card: Difference between revisions
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{{Infobox:Credit | {{Infobox:credit-card-image|Category=Super Premium Credit Card|First Launched=July, 2011|Relaunched=October, 2021|Card's Networks=Visa (Infinite), Mastercard (World)|Reward Rate=3.33%|Airmiles=Yes|Card Image=[[File:Hdfc-infinia.png]]|Card Name=HDFC Bank Infinia Credit Card|Bank Name=HDFC Bank}} | ||
HDFC Bank, often considered the gold standard in Indian credit card offerings, introduced its most prestigious product — the '''HDFC Bank Infinia Credit Card''' — on '''July 12, 2011'''. This card was initially launched as an invite-only, ultra-premium product targeting India’s ultra-high-net-worth individuals. At its inception, it came with a high annual fee of '''₹30,000''', underscoring its exclusivity. Only around '''5,000 selected individuals''' were offered this card at the time of launch. | HDFC Bank, often considered the gold standard in Indian credit card offerings, introduced its most prestigious product — the '''HDFC Bank Infinia Credit Card''' — on '''July 12, 2011'''. This card was initially launched as an invite-only, ultra-premium product targeting India’s ultra-high-net-worth individuals. At its inception, it came with a high annual fee of '''₹30,000''', underscoring its exclusivity. Only around '''5,000 selected individuals''' were offered this card at the time of launch. | ||
Over the years, the Infinia Credit Card has evolved both in accessibility and in the breadth of benefits it provides. Today, it stands as one of the most aspirational credit cards in India, with comprehensive lifestyle, travel, and financial privileges that few others can match. | Over the years, the Infinia Credit Card has evolved both in accessibility and in the breadth of benefits it provides. Today, it stands as one of the most aspirational credit cards in India, with comprehensive lifestyle, travel, and financial privileges that few others can match. | ||
== | == Charges == | ||
* '''Annual Fee:''' ₹12,500 + GST (renewable annually) | * '''Annual Fee:''' ₹12,500 + GST (renewable annually) | ||
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* '''12,500 Reward Points''' as a welcome or renewal bonus. | * '''12,500 Reward Points''' as a welcome or renewal bonus. | ||
* A '''Complimentary Club Marriott Membership''' (for the first year), which entitles users to up to '''20% discounts'''on stays and dining at participating Marriott hotels across the Asia-Pacific region. | * A '''Complimentary Club Marriott Membership''' (for the first year), which entitles users to up to '''20% discounts''' on stays and dining at participating Marriott hotels across the Asia-Pacific region. | ||
== Key Features & Benefits == | == Key Features & Benefits == | ||
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* '''Note:''' No reward points are awarded on fuel transactions. | * '''Note:''' No reward points are awarded on fuel transactions. | ||
== Dining Offers – Good Food Trail Program == | === Dining Offers – Good Food Trail Program === | ||
* '''Swiggy Dineout Collaboration:''' Enjoy an '''extra 10% discount''' on dining bills at '''35,000+ partner restaurants'''. | * '''Swiggy Dineout Collaboration:''' Enjoy an '''extra 10% discount''' on dining bills at '''35,000+ partner restaurants'''. | ||
* Offer valid on a '''minimum bill of ₹3,500'''. | * Offer valid on a '''minimum bill of ₹3,500'''. | ||
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* '''Offer Validity:''' From '''January 2, 2025 to December 31, 2025'''. | * '''Offer Validity:''' From '''January 2, 2025 to December 31, 2025'''. | ||
== Foreign Currency Markup == | === Foreign Currency Markup === | ||
* A '''competitive foreign transaction fee of just 2% + GST''', making this card suitable for international travelers and spenders. | * A '''competitive foreign transaction fee of just 2% + GST''', making this card suitable for international travelers and spenders. | ||
== Zero Lost Card Liability == | === Zero Lost Card Liability === | ||
* If your card is lost or stolen and reported immediately, you are '''not liable for any fraudulent transactions''' that may occur after reporting. | |||
* | === Insurance & Protection Benefits === | ||
* '''Air Accident Insurance:''' ₹3 Crore | |||
* '''Emergency Overseas Medical Insurance:''' ₹50 Lakhs | |||
* '''Credit Shield Cover:''' ₹9 Lakhs in case of death or disability | |||
== Reward Points Program == | == Reward Points Program == | ||
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* Maximum '''2,00,000 reward points''' can be earned in a single credit card statement cycle (for Infinia/Infinia Metal). | * Maximum '''2,00,000 reward points''' can be earned in a single credit card statement cycle (for Infinia/Infinia Metal). | ||
== Eligibility Criteria == | == Eligibility Criteria == | ||