View source for HDFC Bank Swiggy Credit Card

The '''Swiggy HDFC Bank Credit Card''' is the one of the most popular co-branded credit cards offered by HDFC Bank. This cashback credit card offering has been focused online shopping since its introduction in July 2023.

== Charges ==

* '''Annual Fee:''' ₹500 + GST (renewable annually)
* '''Joining Fee:''' ₹500 + GST.

== Annual Fee Waiver Condition ==
HDFC Bank offers a '''waiver of the renewal fee''' if the cardholder spends '''₹2 lakh or more''' in the previous card membership year.

== Welcome Benefits ==
Upon successful card activation, the cardholder receives:

* Complimentary Swiggy one Membership for 3 months.

== Key Features & Benefits ==

=== Online Shopping ===

* 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie).
* 5% Cashback on online spends across online MCCs.
* 1% cashback on other non-EMI spends (except Fuel, Wallet, Rent payments, Jewellery, Govt related transactions.)

=== Offline Use ===

* 1% cashback (except Fuel, EMI, Wallet, Rent payments, Jewellery, Govt related transactions).

=== Golf Benefits (Mastercard) ===

* Access to golf courses worldwide and 12 free lessons per year .
* 4 complimentary rounds of green fees per calendar year.
* Discounted golf services at 50% of the green fee beyond complimentary sessions.