View source for HDFC Bank Millennia Credit card

The '''HDFC Bank Millennia Credit Card''' is the one of the most popular credit cards offered by HDFC Bank. This cashback credit card offering has been focused Millennial lifestyle since its introduction in August 2019.

== Charges ==

* '''Annual Fee:''' ₹1,000 + GST (renewable annually)
* '''Joining Fee:''' ₹1,000 + GST.

== Annual Fee Waiver Condition ==
HDFC Bank offers a '''waiver of the renewal fee''' if the cardholder spends '''₹1 lakh or more''' in the previous card membership year.

== Welcome & Renewal Benefits ==
Upon successful card activation and realization of the joining or renewal fee, the cardholder receives:

* Reward Points equivalent to the Fee Amount.

== Key Features & Benefits ==

=== Online Shopping ===

* 5% Cashback on non-EMI spends on 10 Merchants - Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.
* 1% cashback on other non-EMI spends.

=== Offline Use ===

* 1% cashback (except Fuel, EMI, Wallet, Rent payments, Govt related transactions).

=== Dining ===

* 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS.

=== Airport Lounge Access ===

* Lounge access is integrated into quarterly spends milestone program. Upon achieving quarterly spends milestone, users can either opt for Dreamfolks airport lounge access voucher '''(Or)''' Rs. 1000 voucher from the available list of Brands.