SBI Octane Archives - TechnoFino - Best Credit Card & Personal Finance Advisor

Best Credit Cards for International Spends in India

by Bhavye Goel | May 24, 2023 | All Posts, Best Credit Cards | 1 Comment

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 24th May 2023. From insanely popular cashback cards to the cards for nerds, the Airmiles cards, we can see a lot of variation so here I am listing the best credit...

American Express Centurion Credit Card Review

by Ujjwal Sachdeva | May 23, 2023 | All Posts, Credit Card Reviews | 3 Comments

This is an interesting review of the most Exclusive Card in the world (they say so) known as the Black Card, ie. The Centurion Card from American Express. First things First, who gets this card? So probably everyone in the credit card world desires to have this card...

ALL Accor: The Ultimate Guide

by Subhankar Dutta | May 19, 2023 | All Posts, Hotel Loyalty Guides | 22 Comments

Overview Raffles, Udaipur. PC: Dr Payal Vyas ALL - Accor Live Limitless is the loyalty program from the Accor Group of hotels. It's the second biggest hotel chain in the world which has a footprint in over 100 countries and more than 5,100 properties spread across its...

Psychology of Credit Card Spending: Understanding Overspending and Strategies to Stop It

by Sumanta Mandal | May 11, 2023 | All Posts, Banking Gyann | 2 Comments

Credit cards can be a double-edged sword, offering great benefits to those who use them responsibly, such as earning reward points, airmiles, and hotel points, while also posing a serious risk to those who do not use them correctly. If used irresponsibly, credit cards...

HDFC IRCTC Credit Card Review

by Bhavye Goel | May 6, 2023 | All Posts, Credit Card Reviews | 1 Comment

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 7th May 2023. HDFC recently launched a co-branded credit card with IRCTC. After SBI and BOB, HDFC is the third banking partner for the public sector undertaking...

Axis Reserve Credit Card Review

by Bhavye Goel | April 28, 2023 | All Posts, Credit Card Reviews | 3 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 28th April 2023. Axis Reserve is the big brother of Axis Magnus and is the second most sought card right now among CC enthusiasts due to its exceptional reward...

Club ITC: The Ultimate Guide

by Subhankar Dutta | April 20, 2023 | All Posts, Hotel Loyalty Guides | 7 Comments

Overview Club ITC is a loyalty program offered by ITC Hotels, a chain of luxury hotels in India. The program is designed to reward its members for their loyalty and offer them exclusive benefits and privileges during their stays and visit to the ITC Group of Hotels....

Axis Magnus Credit Card Review

by Bhavye Goel | April 8, 2023 | All Posts, Credit Card Reviews | 16 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 9th April 2023. Axis Bank Magnus Credit Card was launched in 2019 but it failed to create a buzz as the segment it was targeting was already captured by HDFC Bank...

AMEX Gold Charge Card Review

by Bhavye Goel | November 30, 2022 | All Posts, Credit Card Reviews | 4 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 10th May 2023. American Express has finally started issuing cards since they were put under an embargo by the RBI. Their most sought entry-level card other than...

AMEX Membership Rewards Credit Card Review

by Bhavye Goel | November 28, 2022 | All Posts, Credit Card Reviews | 4 Comments

Rental Payment Using Credit Cards: A Comprehensive Guide

by Bhavye Goel | November 13, 2022 | All Posts, Finance Guides | 14 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 27th May 2023. Many people still exclaim after hearing that I do my rental payment using credit cards and earn handsome rewards by doing so. Well, earlier no one...

Best Credit Cards For Rental Payments

by Bhavye Goel | November 13, 2022 | All Posts, Best Credit Cards | 6 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last updated 2nd May 2023. Everyone is looking for the best credit cards list so this is a complete article on the best credit cards for Rent Payments. Only a handful of such...

ICICI Amazon Pay Credit Card Review

by Bhavye Goel | November 8, 2022 | All Posts, Credit Card Reviews | 4 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 7th May 2023. The most uncomplicated cashback card for beginners is the ICICI Amazon Pay Credit Card. This card is so simple to understand that you really don't...

Standard Chartered DigiSmart Credit Card Review

by Bhavye Goel | September 25, 2022 | All Posts, Credit Card Reviews | 2 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 7th May 2023. Standard Chartered DigiSmart is a very interesting and unique card especially if you have high spending on its partner merchants. Since this card...

Best Credit Cards For Digital Wallet Loads

by Bhavye Goel | September 12, 2022 | All Posts, Best Credit Cards | 12 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 15th May 2023. Everyone is looking for the best credit cards list so is a complete article on the best credit cards for digital wallet loads. Only a handful of...

SBI Cashback Credit Card Review

by Bhavye Goel | September 1, 2022 | All Posts, Credit Card Reviews | 44 Comments

SBI Cashback - an insanely rewarding and unbelievably simple no-nonsense credit card that has taken all credit card users by storm. After Axis, it seems like SBI Cards has taken the lead to bring good days for all the plastic money enthusiasts. No one would have ever...

Axis Bank Atlas Credit Card Review

by Bhavye Goel | August 29, 2022 | All Posts, Credit Card Reviews | 2 Comments

Axis Bank recently launched its first worthy miles-based card called AXIS ATLAS and is giving some serious run for the money to the biggest lender in India, the HDFC Bank. This card has been packed with a lot to offer but to enjoy the perks you have to earn your perks...

ICICI MakeMyTrip Signature Credit Card Review

by Bhavye Goel | August 16, 2022 | All Posts, Credit Card Reviews | 2 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 15th May 2023. ICICI MakeMyTrip Signature credit card is the superior of the two co-branded cards that the bank offers in collaboration with MMT. This card has...

The Best Credit Cards for Complimentary Road Side Assistance

by Bhavye Goel | August 15, 2022 | Best Credit Cards | 0 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 27th May 2023. Ever needed a jumpstart or help with an empty fuel tank? When you are stuck it's easy to panic and forget about the options you have at hand when...

Bank Of Baroda Eterna Credit Card Review

by Bhavye Goel | July 31, 2022 | All Posts, Credit Card Reviews | 30 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 27th May 2023. Bank Of Baroda Eterna Credit Card is the flagship offering from their credit card division known as BOB Financial. This card costs in line with...

EazyDiner Prime Membership Review

by Bhavye Goel | July 24, 2022 | All Posts, Off Topic | 0 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. EazyDiner is a dine-out application just like Dineout or Zomato backed by Vir Sanghvi and other top hoteliers. It's primarily related to India and now expanding its footprint...

IndusInd EazyDiner Credit Card Review

by Bhavye Goel | July 24, 2022 | All Posts, Credit Card Reviews | 0 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 24th May 2023. IndusInd Bank recently launched another co-branded credit card in collaboration with EazyDiner. It's a surprising new addition since EazyDiner is...

RBL Zomato Edition Black Credit Card Review

by Bhavye Goel | July 17, 2022 | All Posts, Credit Card Reviews | 0 Comments

Editor’s note: This card has been discontinued w.e.f. 15th May 2023. RBL Bank has started issuing Zomato Edition Black again after the embargo was lifted from the MasterCard network. Currently, you can get an upgrade to this card only if you are holding a Zomato...

Standard Chartered Ultimate Credit Card Review

by Bhavye Goel | July 13, 2022 | All Posts, Credit Card Reviews | 2 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 24th May 2023. Standard Chartered Ultimate credit card as the name goes by is the topmost card offering from the SCB and offers an exceptional reward rate on all...

Axis Vistara Signature Credit Card Review

by Bhavye Goel | June 25, 2022 | All Posts, Credit Card Reviews | 2 Comments

Axis Vistara Signature credit card is the middle variant among the three credit cards that Axis is having in partnership with Vistara. Vistara for the first time in India had coined a new configuration that is Premium Economy. In this you get a Business class like...

Axis Vistara Infinite Credit Card Review

by Bhavye Goel | June 18, 2022 | All Posts, Credit Card Reviews | 19 Comments

Axis Vistara Infinite credit card is the most elite credit card out of all the three credit cards that Axis is having in partnership with Vistara. This card for sure has the power to spoil you with all the luxury of travelling business class in India. Read on to know...

TechnoFino Experiences: Luxury Airport Transfer in India

by Sumanta Mandal | May 25, 2022 | All Posts | 1 Comment

How about a luxury chauffeured car standing right outside your home ready to take you to the airport for your next flight that too for free? Welcome to the world of Luxury Airport Transfer services which costs a bomb if availed directly but are complimentary (though...

Bank Of Baroda HPCL Energie Credit Card Review

by Bhavye Goel | May 23, 2022 | All Posts, Credit Card Reviews | 7 Comments

Bank Of Baroda has today launched HPCL Energie Credit Card in collaboration with Hindustan Petroleum. This card is offered on RuPay platform by the issuer and with that comes the additional benefits of the RuPay platforms like lounge access and other online...

SBI BPCL Octane Credit Card Review

by Bhavye Goel | May 22, 2022 | All Posts, Credit Card Reviews | 8 Comments

SBI BPCL Octane Credit Card is one of the best rewarding fuel credit cards available in India from SBI Cards. I am reviewing all the details about the same and also some negatives of the card which need to be looked into by everyone who is willing to get hold of it....

Axis Bank SpiceJet Voyage Credit Card Review

by Bhavye Goel | May 16, 2022 | All Posts, Credit Card Reviews | 0 Comments

The Axis Bank is out again with all guns blazing. It has recently launched two co-branded credit cards surprisingly in collaboration with SpiceJet namely SpiceJet Voyage and SpiceJet Voyage Black. Axis Bank and SpiceJet is a deadly combination as customer service of...

SBI Club Vistara Prime Credit Card Review

by Bhavye Goel | May 13, 2022 | All Posts, Credit Card Reviews | 19 Comments

SBI Club Vistara Prime is a premium travel credit card from SBI but earlier this was available only on the MasterCard platform and due to the ban SBI wasn't able to issue this card. But now since it's available on the VISA Signature platform this card is becoming...

7 Reasons to Say No to Buy Now Pay Later

by Bhavye Goel | May 8, 2022 | Finance Guides | 3 Comments

BNPL or Buy Now Pay Later services are snowballing in India due to their aggressive marketing, hassle-free onboarding, and jaw-dropping discount offers. They are also servicing customers who otherwise are not eligible for traditional credit cards as...

RBL Zomato Edition Classic Credit Card Review

by Bhavye Goel | April 29, 2022 | All Posts, Credit Card Reviews | 7 Comments

Editor’s note: This card has been discontinued w.e.f. 15th May 2023. RBL Bank had launched Zomato Edition Classic & Zomato Edition Black co-branded cards during the pandemic in 2020 and was an invite-only card then. Also, the invitation was rolled out on the...

9 Reasons For Credit Card Application Rejection

by Bhavye Goel | April 11, 2022 | All Posts, Finance Guides | 3 Comments

A Credit Card application can get rejected if you apply for a card without any deliberation. I am discussing here some of the significant reasons and solutions for some of them so that you become eligible for the card again. 1) No Credit History You would not have any...

Bank Of Baroda Select Credit Card Review

by Bhavye Goel | April 7, 2022 | All Posts, Credit Card Reviews | 1 Comment

Bank Of Baroda Select Credit Card is one of the premium card offerings from the bank. This card is offered on the Visa Platinum platform by the issuer. This card is too good for online spending, bill payments, and dining. I have recently reviewed the Bank Of Baroda...

HDFC Bank Shoppers Stop Credit Card Review

by Bhavye Goel | March 31, 2022 | All Posts | 0 Comments

HDFC Bank, the no. 1 player in the credit card segment has partnered with the retail giant Shoppers Stop, one of the leading departmental stores in India. Only recently RBI gave permission to HDFC Bank for new launches and as hinted earlier by them about a variety of...

Fuel Loyalty Programs in India: A Comprehensive Guide

by Bhavye Goel | March 22, 2022 | All Posts | 1 Comment

Since a steep hike in the fuel price is looking imminent due to various global factors making news and a previously shown hesitancy by the government in providing tax relief on petroleum products. I am here to bring all the information about fuel loyalty programs...

Bank Of Baroda Premier Credit Card Review

by Bhavye Goel | March 20, 2022 | All Posts, Credit Card Reviews | 9 Comments

Bank Of Baroda Premier Credit Card is one of the premium card offerings from the bank. This card is offered on Visa Signature and RuPay platform by the issuer and with that comes the additional benefits of the Signature and RuPay platforms like lounge access. I am...

Axis Bank Airtel Credit Card Review

by Bhavye Goel | March 7, 2022 | Credit Card Reviews | 18 Comments

Axis Bank Airtel Credit Card is the latest offering of Axis Bank in collaboration with Airtel. On one hand, HDFC Bank is going for serial devaluations on their credit cards, and on the other Axis Bank is going all guns blazing with back-to-back new and decent product...

Standard Chartered Bank Smart Credit Card Review

by Bhavye Goel | January 31, 2022 | All Posts, Credit Card Reviews | 8 Comments

Standard Chartered Bank Smart Credit Card, is a new decent entry-level cashback card with attractive interest rates on EMI conversion. The credit card portfolio of Standard Chartered was lacking a punch for a long now due to its lackluster offerings. But with this new...

RBL Bank Paisa On Demand Credit Card Review

by Bhavye Goel | January 30, 2022 | All Posts, Credit Card Reviews | 8 Comments

RBL Bank Paisa On Demand Credit Card is another credit line card from RBL Bank's stable in association with PaisaBazaar. The bank is very aggressively launching such credit line cards in recent times to increase their loan books. Though this card is a paid card as per...

RBL Bank ETMoney LoanPass Credit Card Review

by Bhavye Goel | January 30, 2022 | All Posts, Credit Card Reviews | 7 Comments

RBL Bank ETMoney Credit Card is for all those people who identify themselves as card collector. Such users generally hunt for an LTF card or for a card that comes at a low annual fee majorly for use in sales and other promotional offers. And this strategy makes sense...

7 Smart Ways to Increase your CIBIL Score

by Bhavye Goel | January 26, 2022 | All Posts, Finance Guides | 2 Comments

The Credit Information Bureau (India) Limited or CIBIL is one of the four credit bureaus in India that generates reports based on your credit score. Its aim is to help its members such as lenders and credit card providers take better lending and approval...

IDFC First Bank Credit Card Review

by Bhavye Goel | January 4, 2022 | All Posts, Credit Card Reviews | 10 Comments

Editor’s note: This is a recurring post, regularly updated with new information and offers. IDFC First Bank is the new entrant into the credit card industry and has created a buzz with the LTF credit card lineup and dynamic interest rates on revolving balances...

25+ Best Credit Cards in India for 2022

by Bhavye Goel | January 2, 2022 | All Posts, Best Credit Cards | 17 Comments

Are you looking for the best credit cards which suit your spending pattern and in turn reward you with cashback, lounge access, free luxury hotel stays and business class travel? Here I am presenting an exhaustive list of my favourite cards for 2022 which covers...

HDFC Regalia Vs Millennia Credit Card | The Clash Of Cards

by Bhavye Goel | December 17, 2021 | All Posts, The Clash Of The Cards | 12 Comments

HDFC Regalia Credit Card v/s HDFC Millennia Credit Card Here's an in-depth comparison of HDFC Regalia Credit Card and HDFC Millennia Credit Card. I have already posted their detailed individual reviews on TechnoFino and you can go through them for detailed...

Best Credit Cards in India For Fuel Spends

by Bhavye Goel | December 15, 2021 | All Posts, Best Credit Cards | 9 Comments

Do you use your personal vehicle to commute and rising fuel prices are burning a hole in your pocket? I am here to help you take that extra mile by getting you some rewards and benefits on your existing fuel spending. This article will help you choose the best credit...

HDFC Bank Regalia Credit Card Review

by Bhavye Goel | December 6, 2021 | All Posts, Credit Card Reviews | 24 Comments

HDFC Regalia must be the most common card among HDFC credit cardholders and is offered as a super-premium offering from HDFC Bank positioned just below the HDFC luxury twins HDFC Infinia Credit Card and HDFC Diners Club Black Credit Card. Though I would like to rate...

HDFC Bank Millennia Credit Card Review

by Bhavye Goel | December 4, 2021 | All Posts, Credit Card Reviews | 54 Comments

HDFC Bank recently re-launched its millennial offering in September 2021. Though the card was a good rewarding card earlier also but now this refresh makes it a very simple to understand card. If you are an existing cardholder then these upgrades are applicable for...

Best Credit Cards for Railway Lounge Access

by Bhavye Goel | November 22, 2021 | All Posts | 14 Comments

If you’re a frequent traveller by Indian Railways and fed up with the poor quality food and unhealthy snacking options available both on stations and while aboard then this article will change your lack of enthusiasm into excitement for rail travel. What if I tell you...

HDFC Infinia Credit Card Metal Edition Review

by Bhavye Goel | November 9, 2021 | All Posts, Credit Card Reviews | 4 Comments

HDFC Bank, the OG of the credit card industry, is back in its original avatar after lifting of RBI embargo and now looking quite aggressive with their lineup topped with their aggressive onboarding stance to regain their lost market share. Recently they relaunched...

How To Cancel A Credit Card – SBI, HDFC, ICICI, Axis, CITI, Indusind

by Sumanta Mandal | April 9, 2020 | All Posts, Finance Guides | 0 Comments

Our Video Link- Click Here To Watch On YouTube Today we will talk about how to cancel your credit card it's negative effect on Cibil score and how you can minimize it. Before going into cancellation part, first we will discuss about negative effect on Cibil score on...

ICICI Bank Insta Save Savings Account And Insta Save FD Account Review

by Sumanta Mandal | April 7, 2020 | All Posts, Banking Gyann | 5 Comments

Our Video Link- Click Here To Watch On YouTube Both ICICI Insta Save Savings account and Insta save FD account are entry level savings account. You can open your ICICI Insta save account from ICICI official website with your Pan card and AADHAR Card within five...

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