Which Debit Card to use for Credit Card Bill Payment in July 2025

[jeevanreddy58]

What is MCC for Bank of baroda cc bill payment website using dc option...
Can I pay using RBL EDC /Spdc , or

 

[Strange]

What is MCC for Bank of baroda cc bill payment website using dc option...
Can I pay using RBL EDC /Spdc , or

Do a small amount transaction using your RBL DC then call RBL customer care to know the MCC of you can use RBL support chat bot.

 

[IKFLRT]

Folks, used IDFC to pay CC bill on Zavo today.

Got merchant name as "LEGALPAYTECH". Is this one valid for reward points?

PS: Late to Rupay Tap journey and so need guidance. Till few weeks back was using Payzap + SBI VDC

EDIT: Searched thread with this merchant name. I should get. 🤞

bhai mujhe toh nahi mile instant points and same merchant name tha. aapko Mila kya?

 

[Amit_1]

My account was upgraded to select family account but my debit card was not upgraded.
I need to upgrade or it will automatically upgraded.
My account was old and I opened an new select account for my spouse and I linked my account as grouped in select account.
From today only my account show as idfc first select and how many days taken to upgrade my debit card to select automatically.

Within 48 hours you can see the upgraded account variant DC in App > Accounts > Cards section

 

[Batmanbaba]

Us canara setu/sbi unipay currently having debit card option?? If yes giving any rewards??

 

[Amit_1]

Us canara setu/sbi unipay currently having debit card option?? If yes giving any rewards??

Unipay with SBI DC 0.25% <1L, 0.5% >=1L bills

 

[newmakerhere]

Yesterday paid 2.5L from goodscore app. Merchant name Good Score. Earlier it was instant reward points but this time I am not getting points till now. Anyone tried Good Score recently

 

[saber.mbt]

Indusind select account also migrated to indie now ... no option to redeem indusind points to cash at present

Why cant you try from netbanking website? I redeemed points like that today. Follow these steps

https://www.technofino.in/community...ebit-card-points-in-cash-detailed-post.28267/

 

[saber.mbt]

Yes, use same IDFC Firstap RuPay Debit card.

Also get 8k welcome rewards using same IDFC Firstap RuPay Debit card.

Bro yesterday night one of the transaction in IDFC select account via Z-AVO didn't accured points instantly. Shall I wait based on capping or proceed with new payment.

 

[federer.reddevil]

Indusind select account also migrated to indie now ... no option to redeem indusind points to cash at present

I redeemed my points via NetBanking website I know the app got migrated to indie but we can still redeem via website. Thats how I did 3 days back

 

[Batmanbaba]

I redeemed my points via NetBanking website I know the app got migrated to indie but we can still redeem via website. Thats how I did 3 days back

Anything left for payment below 50k for indusind card??
Cred only working but for above 50k payment

 

[newmakerhere]

Bro yesterday night one of the transaction in IDFC select account via Z-AVO didn't accured points instantly. Shall I wait based on capping or proceed with new payment.

I also didn't get points yesterday night. When you did exactly

 

[AkitA]

Very specific Query -
Which DC to use for CC bill payment through Axis Bank Mobile app, which gives rewards?
@Abhishek012

 

[federer.reddevil]

Anything left for payment below 50k for indusind card??
Cred only working but for above 50k payment

I don't think so.

 

[AkitA]

Unipay with SBI DC 0.25% <1L, 0.5% >=1L bills

To add, this is monthly.

 

[saber.mbt]

I also didn't get points yesterday night. When you did exactly

I did exactly around 8.30 pm

 

[saber.mbt]

I also didn't get points yesterday night. When you did exactly

I did exactly around 8.30

I redeemed my points via NetBanking website I know the app got migrated to indie but we can still redeem via website. Thats how I did 3 days back

You are lucky bro. Mine is migrated to indie. I tried Android/IOS mobile banking it migrates to indie and redirects to indusmoments. Indusmoments products are not worth.

 

[saber.mbt]

Anything left for payment below 50k for indusind card??
Cred only working but for above 50k payment

Bro before using indusind card kindly check whether you are migrated to indie site. In Indie points are baseless. Whether customer care can redeem?

 

[paxauquabriba-4876]

which app u guys using as all apps now UPI only ?

 

[Centurion_wala]

Guys, anyone knows how to get rid of this stupid pop up on Zavo App? No matter how many times you click on “proceed” it doesn’t go away