HSBC RuPay Platinum & RuPay Cashback Cards Now Live – LTF, 10% Cashback & More!

[the.avhishek]

💳 HSBC RuPay Platinum Credit Card
(Truly Lifetime Free)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and get your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹5,000 within 30 days.
• Free EazyDiner Membership (2 months) – Activate your card and unlock food & dining privileges.

⭐️ Main Features:
• Earn 2 reward points on every ₹150 spent
• Swiggy Instamart – Get 10% off on orders ₹500+ (Max ₹200)
• Paytm Bill Payments – 5% off on ₹299+ mobile, broadband, DTH, utilities (Max ₹150)
• Tira (Wednesdays) – Save 10% on ₹2,499+ orders (Max ₹1,000)
• Cleartrip – Save up to ₹6,000 on flights and hotels

🔓 Extra Perks:
• UPI Enabled – Link card to UPI apps for smooth & secure payments
• International Access – Accepted in 160+ countries via JCB network
• Fuel Surcharge Waiver – Save up to ₹3,000/year on fuel purchases

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/





💳 HSBC RuPay Cashback Credit Card
(Joining Fee: ₹500; Annual Fee: ₹500 - Waived on ₹2L annual spend)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and receive your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹10,000 within 30 days.
• 2-Month EazyDiner Membership – Activate your card and enjoy exclusive dining benefits.

💸 Cashback Benefits:
• 10% cashback on dining, food delivery & groceries 🥘🛒
• 1% cashback on all other eligible spends
• Maximum cashback: ₹400/month (on online & offline purchases)

🔥 Special Partner Offers:
• Swiggy Instamart – 10% off on ₹500+ orders (Max ₹200)
• Paytm – 5% off on ₹299+ bill payments (Max ₹150)
• Tira (Wednesdays) – 10% off on ₹2,499+ (Max ₹1,000)
• Cleartrip – Discounts up to ₹6,000 on flights & hotels

✈️ Travel & Lifestyle Perks:
• UPI-Enabled – Make quick payments using UPI apps
• Airport Lounge Access –
✈️ 2 domestic visits/quarter
🌍 2 international visits/year
• 0% Forex Mark-up – Enjoy zero FX charges on international spends till 31 Dec 2025
• Accepted Worldwide – Use across 160+ countries via JCB network

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/

 

[cc24x7]

Applied for cashback - hsbc

cbil hit, last month's payslip required, form e-signed online. Already have savings and a LivePlus HSBC card.

 

[helloworld]

yeah, same with me. they need to increase the cb from 1k to 1.5k. it will be helpful to reach the 2L milestone easily

spending 2L on Live+ will give net return 6.6%. Better do not go beyond 1.2L.

Paying 1180 will give net return 9%.

 

[viruss]

Lets hope to get Live + with rupay network.

 

[Scintillating]

How many cards can one avail of HSBC?

 

[cc24x7]

How many cards can one avail of HSBC?

No such limit for HSBC India, this has been told to me by HSBC sr person, who helped me to apply a cashback Rupay card. I already have two HSBC cards.

 

[Akshay Ajmera]

Well this case fits perfect for you.

For me 4k - 6k on DMart are enough per month. In addition, I used to top-up milkbasket for the remaining.
Sometimes, I visit once in 2 months in DMart.

I feel the case of spending around 10k per month on groceries fits perfect for most of the nuclear family but 4k is pretty less so as per my perspective Live+ is way better than Rupay cashback.
If expenditures are more then only club Live+ with Rupay Cashback makes sense.

For me
I received 2k in sudexo, which I use on jiomart for grocery.
Post that I have hdfc Swiggy that gives 10

How many cards can one avail of HSBC?

Currently I hold 2 cards of hsbc

 

[OptiCard]

Currently I hold 2 cards of hsbc

I don't think holding 2 cards will be the issue. Even I hold 2.

I already confirmed with the lady while applying.

 

[NAVEENr]

Filled up the form got a page stating that "You are an existing customer and we will reach out to you in 2-3 business days"

Today they called me and said they got a tentative timeline that for existing customer they could process from Monday.

There was a promotion running inside DlF campus in Chennai I enquired them they said it would take atleast a month for offline application

 

[AjaxS]

Today they called me and said they got a tentative timeline that for existing customer they could process from Monday.

There was a promotion running inside DlF campus in Chennai I enquired them they said it would take atleast a month for offline application

Nope, got a call from them today, and application processed.
HSBC has still not streamlined the process.

 

[b4bhar]

spending 2L on Live+ will give net return 6.6%. Better do not go beyond 1.2L.

Paying 1180 will give net return 9%.

agreed. But if we have spends on educational fees that any doesnt give any reward points. so, can be used here to at least the milestone calculations

 

[krish11]

HSBC is not allowing the "flip" option to change to Rupay Cashback from Visa Platinum. They are only allowing to "flip" to Visa Live+ and support team cited the reason for not flipping to Rupay as Visa and Rupay r different companies so Visa Platinum to Rupay is not possible.

 

[kmkmahesh]

For me I purchase few groceries outside the DMART. Nearest Wholesale market where few shops accept the Credit Cards. But I visit Reliance Fresh for fruits which is the better price than nearest shop because of fruits I can Use more than 10K on that category so i thought to apply for this card but later realised to check atleast 3 months from now. Just before 3 months my Card got Upgraded from Platinum and last 2 months my purchases are not heavy due to holidays. All the Family left to hometown more than a month.

Now all my expenses shifted only to Live + and Jupiter Edge + using for 5K for amazon gift cards per month after it got upgraded. Dont know do I use the SBI Cashback card like earlier. For all our Airtel mobile recharges and bill payments I already had the Airtel Axis Card. Don't know how I will manage other cards after a year.

 

[Bravo Echo]

6 months cooling period bro, i think this is reason of rejection but contact bank for this.

If previous application was rejected then also is there 6 months cooling period for applying again or its for customers who got card within the past 6 months period

 

[Riyon]

Today they called me and said they got a tentative timeline that for existing customer they could process from Monday.

There was a promotion running inside DlF campus in Chennai I enquired them they said it would take atleast a month for offline application

U can process it though website or the given link in the main post.

 

[NAVEENr]

Nope, got a call from them today, and application processed.
HSBC has still not streamlined the process.

I will call them back

 

[NAVEENr]

For existing customer it's showing they will call back

U can process it though website or the given link in the main post.

 

[Riyon]

For existing customer it's showing they will call back

Right u will get a call back from the team mostly very next day.

 

[Exewhyzee]

Right u will get a call back from the team mostly very next day.

Yes & they will tell that the process is not started yet for Rupay. It would start from next week.