HSBC RuPay Cashback Credit Card vs HSBC Live+ Credit Card

[manansolanki334]

Hi everyone,

I’m currently looking for a good credit card that gives maximum cashback and also offers a smooth overall experience (acceptance, benefits, support, etc.). I’ve shortlisted two options:

✅ HSBC Visa Live+ Card
✅ HSBC RuPay Cashback Card

Please suggest which one to apply.

 

[tachniki]

What is your spending pattern? Especially on grocery, food delivery and restaurant? How much do you spend on upi?

 

[manansolanki334]

What is your spending pattern? Especially on grocery, food delivery and restaurant? How much do you spend on upi?

mainly looking for grocery , spend on grocery is approx 20 k per month and rest all spend try to spend thru UPI.and some times suing on online food deliver app zomato ,swiggy ,zepto and jio mart

 

[HumorSimpson]

mainly looking for grocery , spend on grocery is approx 20 k per month and rest all spend try to spend thru UPI.and some times suing on online food deliver app zomato ,swiggy ,zepto and jio mart

Then Live+ because it has higher earn limit of 1K pm whereas rupay has just 400.

 

[Anshit]

If you can get two Live+ cards in the family and eventually the Rupay Cashback that will take care of everything but that is wishful thinking 🤪 but it's a good card, gives cashback at almost all restaurants and hotels and DMart, Go for HSBC Live+ first, if you don't have any prior relationship with HSBC then apply via CashKaro to get 2K and Spend 20K in the first twenty days of getting the card ( after downloading the HSBC app)to get 1K additional cashback and there you have it,the card free for three years