How to search which one of my cards is best to use instantly

[cc_user]

Hi Folks,

I have 11 CCs and wherever We go shopping I find it hard to find out which is best for that purchase.

Is there a way to find out that instantly?
Like for example I go to Aurelia offline shop and i need to quickly find if there are any offers(10% or so) currently running on any of the cards I have
Or
Even if there are no offers, a way to find out which will give max rewards or cashback

Help me

 

[ltf4ever]

Hi Folks,

I have 11 CCs and wherever We go shopping I find it hard to find out which is best for that purchase.

Is there a way to find out that instantly?
Like for example I go to Aurelia offline shop and i need to quickly find if there are any offers(10% or so) currently running on any of the cards I have
Or
Even if there are no offers, a way to find out which will give max rewards or cashback

Help me

my plan:
i ask the cashier for any card discounts. at shoppers stop/lifestyle the cashier lets you know.

if not, i go by the cards in my wallet that have accelerated reward points on specific categories of shopping. eg. 2x on grocery, 2x on weekend dining, etc. you should remember that or note it down in a note taking app on your mobile.

if nothing above works, just decide a base credit card for yourself that gives maximum default reward rate. eg: in my wallet, i have diners black that gives 3.3% anywhere. similarly, if you want cashback and not reward points, you can settle for a default card. eg in my case, before i had diners, i used to use axis flipkart that gave flat 1.5% cashback.

to avoid carrying all cards in your wallet, you may add some if them to your mobile tap and pay via NFC if applicable for you.

 

[cc_user]

my plan:
i ask the cashier for any card discounts. at shoppers stop/lifestyle the cashier lets you know.

if not, i go by the cards in my wallet that have accelerated reward points on specific categories of shopping. eg. 2x on grocery, 2x on weekend dining, etc. you should remember that or note it down in a note taking app on your mobile.

if nothing above works, just decide a base credit card for yourself that gives maximum default reward rate. eg: in my wallet, i have diners black that gives 3.3% anywhere. similarly, if you want cashback and not reward points, you can settle for a default card. eg in my case, before i had diners, i used to use axis flipkart that gave flat 1.5% cashback.

to avoid carrying all cards in your wallet, you may add some if them to your mobile tap and pay via NFC if applicable for you.

Good Plan.

I feel Cashiers mostly won't be knowing all the card offers
Rest of the strategy is perfect