Closing my only CC

[rohit911]

So I have an 25k limit fd backed IDFC Wow Card.
I have using it for 1.5 years now.
I m thinking to close it as it is of not use to me, I barely used it now.

I got it only to start building my credit score.
I have cibil of 789, but not getting any other cc due to no income (student).
I also had a gold loan (1yr old) which I closed in 3-4 months.

So my concern is , will my credit score be dropped significantly as it is the Oldest in my credit history ?
Will it make harder for me to get any other cc in future?

 

[Dreams Of Desire 💓]

Close if not useful.
Open icici account create fd get platinum credit then wait 3 month apply amazon pay.
Apply roarbank.
Open supermoney check eligibility create fd get card.

Your score will drop a little like 20 point average but it won't improve as you will not have anything to show.
Being a student concentrate on your exam scores not these petty outsourced imbecile scores.

 

[rohit911]

Close if not useful.
Open icici account create fd get platinum credit then wait 3 month apply amazon pay.
Apply roarbank.
Open supermoney check eligibility create fd get card.

Your score will drop a little like 20 point average but it won't improve as you will not have anything to show.
Being a student concentrate on your exam scores not these petty outsourced imbecile scores.

So I closed the card.

I Cant get the icici fd card as it requires minimum 50k fd.
So looking for other options.

 

[Ekavya]

concentrate on your exam scores not these petty outsourced imbecile scores.

👏👏👏 . . .

 

[Ram1]

Dont close just now. Apply unsecured cc first, many banks offer with just cibil score like sbi, axis, idfc, yes bank etc..

After getting unsecured cc, close secured cc