I went to bank today and they were okay to open single account. When I asked for joint a/c option initially they said no, then I had to tell like ppl do and there are circulars about it, for which they said it maybe but not sure they have not done. So what would be best? open single account in wife name first then later add as joint holder or insist from beginning? Since those guys are clueless. Also during discussions they mentioned it will be chargeable card etc.,
So
@Anupama_Jha @Ram1 @2025 @zomatoo and others - can you please suggest what is the best way either convert to joint later or opt to open as joint a/c? Is there any specific detail to be included for ensuring joint a/c also gets RSDC as free?