federal: I think you're doing first transaction, then 10x and 600 amzn voucher otherwise its 3x.
markup: 2.36%
rewards: 2.5% + amazon (1st txn) or 0.75%
normal, from the given cards, regalia gold.
if you have high foreign txns then opt for GVP program to get extra 1%.
markup: 2.36%
rewards...