Is it worth to hai HDFC Tata Neu Infinity FYF

[Shubham330Shubham330 is verified member.]

Hi Team,

Advance sorry for long explanation.

I applied for TATA NEU infinity rupay from hdfc website but application got rejected as my older application was <6 month.

But after 2 days Tata neu app started showing offer. While applying is said no fees. I misunderstood it as LTF due to hdfc year end offer. But turned out its FYF. No fees for first year*

HDFC issued the card on today's date i. e. 28th Dec 2024 but its FYF.

From past experiences grievance team will not make it LTF for sure.

So my question is , is it worth to keep that card active by paying 1499+ GST

I am mostly looking this card for UPI and Occasional tata brand Shopping such as Tanishq, Croma, Bigbasket.

I am not regular User of bigbasket or star bazar but Occasionally I use these brand so considering it will be around 10-30k for year if not made any big electronic purchase.
And on UPI it will hardly cross 20K for year.
Making it total of 40-50k spend for year + if any electronic item purchased from croma..

Will i be able to extract my annual fee with this usage

 

[Dr.AMAN]

means buying any voucher using tata neu infinity won't provide 5% neu coins!??

Only Amazonpay and phonepe vouchers will get zero neucoins. Other vouchers will fetch 5% neucoins as usual ( including Amazon shopping voucher and FK). Now SBI CB is the only card left to get 5% on Apay voucher directly from Amazon.

 

[rajcasio]

Now SBI CB is the only card left to get 5% on Apay voucher directly from Amazon.

PIXEL in 2nd position with 3% 👍

 

[Dr.AMAN]

PIXEL in 2nd position with 3% 👍

PIXEL and also Jupiter CSB Edge+( after the 5k limit is exhausted)